{"id":29085,"date":"2021-10-12T03:27:44","date_gmt":"2021-10-12T02:27:44","guid":{"rendered":"https:\/\/nakedexpat.com\/staging\/?p=29085"},"modified":"2023-12-29T04:35:28","modified_gmt":"2023-12-29T04:35:28","slug":"security-guide","status":"publish","type":"post","link":"https:\/\/nakedexpat.com\/staging\/guides\/security-guide\/","title":{"rendered":"Ultimate guide to credit card &#038; online security abroad"},"content":{"rendered":"<style><\/style><style><\/style><style>.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:70%;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-column-wrap{max-width:75%;margin-left:auto;margin-right:auto;padding-right:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id34755_bc1ca4-c7 > .kt-row-column-wrap{max-width:100%;margin-left:auto;margin-right:auto;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id34755_bc1ca4-c7 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column34755_4239f8-0c > .kt-inside-inner-col,.kadence-column34755_4239f8-0c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column34755_4239f8-0c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column34755_4239f8-0c > .kt-inside-inner-col{flex-direction:column;}.kadence-column34755_4239f8-0c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column34755_4239f8-0c > .kt-inside-inner-col{background-color:rgba(123, 220, 181, 0.3);}.kadence-column34755_4239f8-0c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column34755_4239f8-0c{text-align:left;}.kadence-column34755_4239f8-0c a:hover{color:#0693e3;}.kadence-column34755_4239f8-0c{position:relative;}@media all and (max-width: 1024px){.kadence-column34755_4239f8-0c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column34755_4239f8-0c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column34755_4239f8-0c\"><div class=\"kt-inside-inner-col\"><style>.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-contents-title-wrap{color:#363636;}.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-contents-title{color:#363636;font-size:var(--global-kb-font-size-lg, 2rem);font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";font-weight:400;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-content-wrap .kb-table-of-content-list{font-size:18px;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";font-weight:400;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-content-wrap .kb-table-of-content-list .kb-table-of-contents__entry:hover{color:#0693e3;}@media all and (max-width: 1024px){.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-contents-title{font-size:var(--global-kb-font-size-md, 1.25rem);}}@media all and (max-width: 767px){.kb-table-of-content-nav.kb-table-of-content-id34755_a9ffdb-f8 .kb-table-of-contents-title{font-size:var(--global-kb-font-size-md, 1.25rem);}}<\/style><\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"top-online-anonymity-threats\">Top online anonymity threats<\/h2>\n\n\n\n<p class=\"\">There are tons of different snoopers online who could discover your identity in different ways. And then there are services that require you to reveal your online identity in order to use them. Let\u2019s find out who might be snooping on your online activity behind your back.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-wi-fi-networks\">1. Wi-Fi networks<\/h3>\n\n\n\n<p class=\"\">Whoever owns the Wi-Fi network you connect to has a great deal of power over your internet connection, including the ability to monitor what you do. Plus, on unsecured public networks, there are ways for other participants to see what other people are doing as well.<\/p>\n\n\n\n<p class=\"\">Most websites use trackers and cookies too. Cookies can be useful because they can save login sessions or shopping baskets. However, they also play a huge role in creating your \u2018user profile.\u2019 This personal information of who you are and what products or ads you\u2019ve engaged with can then be sold to third parties. You can avoid this by deleting cookies manually after each browsing session or installing various browser plugins.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-internet-service-provider-isp\">2. Internet Service Provider (ISP)<\/h3>\n\n\n\n<p class=\"\">Because your ISP processes all of your traffic, they have extraordinary access to everything you do online. In most countries, they are given broad rights to profit from their internet data or to share it with government surveillance agencies.<\/p>\n\n\n\n<p class=\"\">If you aren\u2019t using a VPN, your&nbsp;ISP can see what websites you visit&nbsp;(via their IP addresses) and how much time you spend there. They know who you are and your original IP, so without a VPN, they can trace any information back to you. In the US, they don\u2019t even need your permission to record, share or even sell your browsing history.<\/p>\n\n\n\n<p class=\"\">With VPN software enabled, your ISP can no longer see what you do online. However, your ISP will always know your real IP address because they\u2019ve assigned it to you. You pay for the service so they need to keep a record of your personal and payment details. The only way to cut them out of the loop is to use someone else\u2019s internet (like public Wi-Fi), but you\u2019ll still need a VPN so they can\u2019t see what you\u2019re doing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-government-surveillance\">3. Government surveillance<\/h3>\n\n\n\n<p class=\"\">The anonymity a VPN provides against government surveillance will depend largely on the surveillance methods your government uses. The tools a government would have at its disposal far exceed the scope of protection a VPN provides. As far as just your internet connection is concerned, however, a VPN can go a long way to keep you private.<\/p>\n\n\n\n<p class=\"\">However, keep in mind that there are countries where VPNs are blocked or considered to be illegal. In oppressive regimes with strict online censorship laws, governments want to have full control of cyberspace. As a result, they find ways to track you and invade your privacy. In some countries, only government-approved VPN are allowed, and approval usually means letting the government monitor those VPNs\u2019 users.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-websites\">4. Websites<\/h3>\n\n\n\n<p class=\"\">Websites need your IP so they can send you their content. Unless you\u2019re using a VPN, that IP will be your real IP address, revealing your location and potentially other information about you. Even with a VPN, the websites can see the operating system and the browser you use, the plugins you have installed, your CPU and even whether you are currently logged into any social media platforms. Do you trust every website you visit with that information?<\/p>\n\n\n\n<p class=\"\">A VPN won\u2019t stop you from collecting cookies \u2013 only your browser can do that. However, with a VPN, you can prevent websites and their cookies from discovering your real IP address.<\/p>\n\n\n\n<p class=\"\">Any website you upload anything, including but not limited to social media, will be able to see your metadata as well \u2013 if you have it. Metadata is data attached to your digital documents and photos that can reveal who created the document, what organization they\u2019re a part of, when it was edited, and the device and even the software used to create it. Metadata is generated automatically for most types of documents, but it can be manually stripped off.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-social-media-platforms\">5. Social media platforms<\/h3>\n\n\n\n<p class=\"\">Social media platforms make money from ads, so it\u2019s in their best interest to get as much information about you as possible. From your email address and the pages you liked to the friends you interacted the most and what your face looks like \u2013 they know it all.<\/p>\n\n\n\n<p class=\"\">Your anonymity on social media depends on how much data you give up, but they generally require quite a bit just to sign up. If you willingly share this information with social media networks and the people on them, an anonymous VPN won\u2019t protect you. You\u2019re not protecting your privacy if you keep your social media profiles public or openly share sensitive information. If you forget to disable your location settings, social media giants and everyone else can see where in the world you are every time you post anything online. Make sure your&nbsp;social media profiles are as private as possible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-google-and-other-search-engines\">6. Google and other search engines<\/h3>\n\n\n\n<p class=\"\">Similarly to other social media platforms, this tech giant built their business on trackers and advertising. However, the worst part about Google is that it owns a huge number of different platforms and the more apps you use, the more information they gather about you. The \u201cuser profile\u201d they create is pretty accurate and includes a lot of personally identifiable information like your location, age, gender, things you\u2019ve searched for, videos you watched on Youtube. Let\u2019s not forget that Google tracks your location even if you disable your settings.<\/p>\n\n\n\n<p class=\"\">It uses face recognition technology to scan your photos, its robots crawl through your Gmail and Google Drive documents, and Chrome tracks all the websites you visit and ads you\u2019ve engaged with. This information is used to feed you ads. You should learn how Google tracks you and look for&nbsp;privacy-oriented alternatives.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile has-background\" style=\"background-color:#ededed8c;grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173-200x200.png\" alt=\"Naked Expat Guru Guide\" class=\"wp-image-28109 size-thumbnail\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173-200x200.png 200w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173-270x270.png 270w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173.png 300w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-medium-font-size\" id=\"recommended-reading--the-best-private-browsers-to-use-\">Recommended reading:<a href=\"https:\/\/sea.pcmag.com\/browsers\/45035\/stop-trackers-dead-the-best-private-browsers-for-2021\" target=\"_blank\" rel=\"noreferrer noopener\"><br>The best private browsers to use<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-payment-providers\">7. Payment providers<\/h3>\n\n\n\n<p class=\"\">Your credit card and digital payment platforms also leave a trail and can be personally identifiable. They can reveal where and when you shopped, where you boarded the train and where you got off, and which cities or countries you traveled to. Most financial systems require this level of identification, so maintaining anonymity without using cryptocurrency or cash is difficult. This is why privacy-focused companies like NordVPN now accept payments in cryptocurrency.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-apps\">8. Apps<\/h3>\n\n\n\n<p class=\"\">We place a great deal of trust in apps from the moment we download them onto our devices. Almost every app will ask for permission to access certain parts of your device and you\u2019ll need to grant that access to use them. What they do with that access is up to the app\u2019s creators.<\/p>\n\n\n\n<p class=\"\">And then there are the apps we share our private data with \u2013 messaging apps, image editing apps, and others. If you want to stay anonymous to others while browsing the web, this might not change much, but the app\u2019s creators or service providers could still potentially access all of that identifying and private data.<\/p>\n\n\n\n<p class=\"\">When you download an app, make sure you trust the developers. Also, look for any that have good security and privacy features. For example, you can choose a private and&nbsp;encrypted messaging app&nbsp;over some of the more popular options.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-two-most-common-electronic-scams\">The two most common electronic scams<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"credit-card-skimming\">Credit Card skimming<\/h3>\n\n\n\n<p class=\"\">Don\u2019t let your credit\/debit cards out of your sight \u2013 ever!<br>Many are guilty of handing over their credit card to waiting staff in a fancy restaurant, and it is these very same high-end establishments that dishonest staff target \u2013 because they know you have money to spend!&nbsp;<\/p>\n\n\n\n<p class=\"\">A simple \u2018skimming device\u2019 to copy your card details is all that\u2019s required to duplicate your card, and there are still plenty of places a scammer can use your card without knowing your PIN. If you have been particularly unguarded and they have managed to take note of your PIN as well, then you are guaranteed misery.&nbsp;<\/p>\n\n\n\n<p class=\"\">It is also very common for skimming devices to be installed on ATMs abroad, so be extra vigilant when using them.<\/p>\n\n\n\n<p class=\"\">How many times have you got the check for dinner and just handed your credit card to the server? This practice is not safe and travellers are more vulnerable than locals because it\u2019s assumed it\u2019ll take longer for them to notice and they won\u2019t be back. Rather than handing over your credit card (i) get off your butt and pay at the host stand, (ii) use a mobile wallet or (iii) pay in cash.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"electronic-fraud\">Electronic fraud<\/h3>\n\n\n\n<p class=\"\">If you are unfamiliar with how secure you computer, tablet and smartphone(s) are, then they probably aren\u2019t very secure at all. Your attitude towards online security needs to change&nbsp;immediately!<\/p>\n\n\n\n<p class=\"\">Thousands of expats fall victim to electronic fraud and the problems are epidemic. Things have progressed away from Nigerian billionaires needing your help to move money into your account and modern scams are very clever and often sophisticated.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"spotting-other-online-scams\">Spotting other online scams<\/h2>\n\n\n\n<p class=\"\">It is important that you understand many of the tricks and techniques behind the most popular online scams. Understanding and being able to recognise such cons is the best way to avoid falling victim to them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-can-you-spot-a-scam\">How can you spot a scam?<\/h2>\n\n\n\n<p class=\"\">Beware if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Something seems too good to be true \u2013 for example, if out of the blue you\u2019re told you\u2019ve won a round the world trip<\/li>\n\n\n\n<li class=\"\">A stranger contacts you unexpectedly via email or social media<\/li>\n\n\n\n<li class=\"\">A company that contacts you doesn\u2019t seem legitimate, e.g. has no postal address<\/li>\n\n\n\n<li class=\"\">You\u2019re asked to transfer money quickly<\/li>\n\n\n\n<li class=\"\">You\u2019re asked to pay in an unusual way \u2013 for example, by vouchers or wire transfer<\/li>\n\n\n\n<li class=\"\">You\u2019re asked to give away personal information like passwords or PINs<\/li>\n\n\n\n<li class=\"\">You\u2019re asked to click on a link in a text message to \u2018update\u2019 or \u2018verify\u2019 account details<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Remember &#8211; your bank and other reputable financial institutions will never:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Call you to ask for your PIN or your online banking password, even by tapping them into the telephone keypad<\/li>\n\n\n\n<li class=\"\">Ask you to update your personal details by following a link in a text message<\/li>\n\n\n\n<li class=\"\">Ask you to transfer money to a new account for fraud reasons<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-the-types-of-online-scams\">What are the types of online scams?<\/h2>\n\n\n\n<p class=\"\">Here are a few of the most typical online scams:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-email-scams\">1. Email scams<\/h3>\n\n\n\n<p class=\"\">Email scams are among the most common. You might receive an email offering a sum of money in return for helping someone to move their money to another account, or overseas (this is known as a \u201c419 email\u201d).<\/p>\n\n\n\n<p class=\"\">Phishing emails are designed to trick you into revealing personal information or passwords, and pharming emails lead you to a convincing website in order to access your information.<\/p>\n\n\n\n<p class=\"\">There are also investment and pension scams, which might offer shares, or the chance to convert your pension pot into cash.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"tips-for-avoiding-email-scams\">Tips for avoiding email scams<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Don\u2019t click on links or open attachments in an unsolicited email<\/li>\n\n\n\n<li class=\"\">Check the sender\u2019s email address matches the website address of the organisation it says it\u2019s from. Roll your mouse pointer over the sender\u2019s name to see its actual address<\/li>\n\n\n\n<li class=\"\">Be wary if the email doesn\u2019t use your name and says something like &#8220;Dear customer&#8221;<\/li>\n\n\n\n<li class=\"\">Avoid emails with a sense of urgency, asking you to act immediately<\/li>\n\n\n\n<li class=\"\">Beware of emails with poor grammar and spelling mistakes<\/li>\n\n\n\n<li class=\"\">Never share personally identifiable information with someone who has contacted you unsolicited. This includes banking and credit card information, your birth date, and Social Security\/ Social Insurance numbers<\/li>\n\n\n\n<li class=\"\">Keep your devices updated with antivirus software to protect yourself from any malware<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-online-dating-scams\">2. Online dating scams<\/h3>\n\n\n\n<p class=\"\">These usually happen through online dating websites, but scammers may also use social media or email to make contact.<\/p>\n\n\n\n<p class=\"\">They might express strong emotions for you in a relatively short period of time and suggest you move the relationship away from the website to a more private channel, such as phone, email or instant messaging.<\/p>\n\n\n\n<p class=\"\">Once they\u2019ve gained your trust, they\u2019ll ask for money and gifts, even your banking\/credit card details. They may pretend to need the money for some sort of personal emergency.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"tips-for-avoiding-online-dating-scams\">Tips for avoiding online dating scams<\/h4>\n\n\n\n<p class=\"\">Never send money to someone you haven\u2019t met in person. Consider the possibility that the approach may be a scam, particularly if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">You meet someone online, and after just a short time, they claim to have strong feelings for you and ask to chat with you privately<\/li>\n\n\n\n<li class=\"\">Their profile on the internet dating website or their Facebook page is not consistent with what they tell you<\/li>\n\n\n\n<li class=\"\">They ask for money, gifts or your bank account\/credit card details<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-shopping-scams\">3. Shopping scams<\/h3>\n\n\n\n<p class=\"\">More and more of us are shopping online now, but if you spot a great online offer which is &#8220;too good to be true&#8221;, it probably is.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"tips-for-avoiding-online-shopping-scams\">Tips for avoiding online shopping scams<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Make sure that the website has &#8216;https&#8217; in the URL (the extra &#8216;s&#8217; is for &#8216;secure&#8217;) and a small lock icon on the address bar. Even then, the site could be unreliable. Read reviews about the quality of the merchandise, and make sure you\u2019re not buying cheap and\/or counterfeit goods<\/li>\n\n\n\n<li class=\"\">Use secure, traceable transactions when making payments for goods and services. Credit cards have significant fraud protection built in, but some payment methods don\u2019t. Say &#8216;no&#8217; to cash-only deals, high-pressure sales tactics, high upfront payments, overpayments, and handshake deals without a contract<\/li>\n\n\n\n<li class=\"\">Be wary of free trial offers. Before you agree to a free trial, research the company and read the cancellation policy. And always review your monthly statements for charges you don\u2019t recognise<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-facebook-impersonation-scams\">4. Facebook impersonation scams<\/h3>\n\n\n\n<p class=\"\">Since it\u2019s so important for your privacy and&nbsp;online security, you should be as careful protecting your social media accounts as you are protecting your banking and email accounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"tips-for-avoiding-impersonation-scams\">Tips for avoiding impersonation scams<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Don\u2019t accept friend requests from people you don\u2019t know<\/li>\n\n\n\n<li class=\"\">Don\u2019t share your password with others<\/li>\n\n\n\n<li class=\"\">When logging in, use two-factor authentication<\/li>\n\n\n\n<li class=\"\">Avoid connecting to public and free Wi-Fi networks<\/li>\n\n\n\n<li class=\"\">Keep your browser and apps updated<\/li>\n\n\n\n<li class=\"\">Add an additional layer of security and use proactive cybersecurity software<\/li>\n<\/ul>\n\n\n\n<p class=\"\">&#8220;Money flipping&#8221; scams are increasing on social media, where profiles show luxury goods and promise to deposit money into an account. The scammer may pose as a bank or luxury retailer, and may talk about investment opportunities. Social media is popular for these type of scams, especially on platforms with the ability to DM people who aren\u2019t mutual follows. As a general rule, if it sounds too good to be true, chances are that it probably is.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"validate-the-source\">Validate the Source<\/h3>\n\n\n\n<p class=\"\">i. Only use certified apps provided by the institution you are dealing with. If in doubt visit their website and use their links to download an app or be redirected to the legitimate Apple or Google Play Store. <\/p>\n\n\n\n<p class=\"\">ii. Avoid using third party intermediaries, or agents who offer to make transactions on your behalf.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Don\u2019t let them get away with it!<\/strong><\/p>\n\n\n\n<p class=\"\">One of the very best ways you can secure yourself whilst online is by using a Virtual Private Network (VPN). They act as a middleman between your device and the internet. All communication between your device (computers, tablets, smartphones) and the internet is encrypted \u2018end-to-end\u2019 making your data illegible to hackers. (Public WiFi hotspots are a favourite haunt of hackers)&nbsp;<\/p>\n\n\n<style>.kb-row-layout-id29085_411fd5-2d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id29085_411fd5-2d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id29085_411fd5-2d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1290px;padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id29085_411fd5-2d{background-color:var(--global-palette9, #ffffff);}.kb-row-layout-id29085_411fd5-2d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id29085_411fd5-2d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id29085_411fd5-2d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id29085_411fd5-2d alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column29085_b50f12-4a > .kt-inside-inner-col,.kadence-column29085_b50f12-4a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column29085_b50f12-4a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column29085_b50f12-4a > .kt-inside-inner-col{flex-direction:column;}.kadence-column29085_b50f12-4a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column29085_b50f12-4a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column29085_b50f12-4a, .kadence-column29085_b50f12-4a h1, .kadence-column29085_b50f12-4a h2, .kadence-column29085_b50f12-4a h3, .kadence-column29085_b50f12-4a h4, .kadence-column29085_b50f12-4a h5, .kadence-column29085_b50f12-4a h6{color:var(--global-palette3, #1A202C);}.kadence-column29085_b50f12-4a a{color:var(--global-palette3, #1A202C);}.kadence-column29085_b50f12-4a{position:relative;}@media all and (max-width: 1024px){.kadence-column29085_b50f12-4a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column29085_b50f12-4a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column29085_b50f12-4a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0, .wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0[data-kb-block=\"kb-adv-heading29085_1db32c-a0\"]{margin-top:0px;margin-bottom:var(--global-kb-spacing-xxl, 5rem);text-align:center;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;color:var(--global-palette3, #1A202C);}.wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0[data-kb-block=\"kb-adv-heading29085_1db32c-a0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_1db32c-a0[data-kb-block=\"kb-adv-heading29085_1db32c-a0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading29085_1db32c-a0 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading29085_1db32c-a0\">Everyone should use a VPN \u2013 especially expats!<\/h2>\n\n\n<style>.kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:0px solid #eeeeee;border-right:0px solid #eeeeee;border-bottom:0px solid #eeeeee;border-left:0px solid #eeeeee;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:48px;padding-right:48px;padding-bottom:48px;padding-left:48px;min-height:400px;background:var(--global-palette8, #F7FAFC);}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list li{margin-top:0px;margin-right:24px;margin-bottom:1px;margin-left:0px;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list li .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{line-height:1.2em;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";font-weight:400;font-style:normal;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:24px;padding-right:24px;padding-bottom:5px;padding-left:24px;border-color:var(--global-palette8, #F7FAFC);color:var(--global-palette3, #1A202C);}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{margin-top:0px;margin-right:24px;margin-bottom:1px;margin-left:0px;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list li .kt-tab-title:hover, .wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title:hover{border-color:var(--global-palette9, #ffffff);color:var(--global-palette3, #1A202C);background:var(--theme-palette-color-5, #edeff2);}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list li.kt-tab-title-active .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .kt-tabs-accordion-title.kt-tab-title-active .kt-tab-title{border-color:rgba(123,220,181,0.6);color:var(--global-palette3, #1A202C);background:var(--theme-palette-color-5, #edeff2);}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28{max-width:1440px;}@media all and (min-width: 1025px){.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28{display:flex;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list{float:none;width:30%;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap{float:none;width:auto;-webkit-flex:1;flex:1;}}@media all and (max-width: 1024px){.kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:0px solid #eeeeee;border-right:0px solid #eeeeee;border-bottom:0px solid #eeeeee;border-left:0px solid #eeeeee;}}@media all and (min-width: 768px) and (max-width: 1024px){.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28{display:flex;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-title-list{float:none;width:30%;}.wp-block-kadence-tabs .kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap{float:none;width:auto;-webkit-flex:1;flex:1;}}@media all and (max-width: 767px){.kt-tabs-id29085_f1554c-28 > .kt-tabs-content-wrap > .wp-block-kadence-tab{border-top:0px solid #eeeeee;border-right:0px solid #eeeeee;border-bottom:0px solid #eeeeee;border-left:0px solid #eeeeee;}}<\/style>\n<div class=\"wp-block-kadence-tabs alignnone\" id=\"access-online-banking\"><div class=\"kt-tabs-wrap kt-tabs-id29085_f1554c-28 kt-tabs-has-8-tabs kt-active-tab-1 kt-tabs-layout-vtabs kt-tabs-tablet-layout-vtabs kt-tabs-mobile-layout-accordion kt-tab-alignment-left kt-create-accordion\"><ul class=\"kt-tabs-title-list\"><li id=\"tab-accessonlinebankingremoteaccess\" class=\"kt-title-item kt-title-item-1 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-active\"><a href=\"#tab-accessonlinebankingremoteaccess\" data-tab=\"1\" class=\"kt-tab-title kt-tab-title-1 \"><span class=\"kt-title-text\">Access online Banking (Remote Access)<\/span><\/a><\/li><li id=\"tab-youusepublicwi-firegularly\" class=\"kt-title-item kt-title-item-2 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youusepublicwi-firegularly\" data-tab=\"2\" class=\"kt-tab-title kt-tab-title-2 \"><span class=\"kt-title-text\">You use public Wi-Fi regularly<\/span><\/a><\/li><li id=\"tab-publiccomputersandinternetcafes\" class=\"kt-title-item kt-title-item-3 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-publiccomputersandinternetcafes\" data-tab=\"3\" class=\"kt-tab-title kt-tab-title-3 \"><span class=\"kt-title-text\">Public computers and Internet Cafes<\/span><\/a><\/li><li id=\"tab-youwanttoaccessblockedcontent\" class=\"kt-title-item kt-title-item-4 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youwanttoaccessblockedcontent\" data-tab=\"4\" class=\"kt-tab-title kt-tab-title-4 \"><span class=\"kt-title-text\">You want to access blocked content<\/span><\/a><\/li><li id=\"tab-youwanttoencryptyourdata\" class=\"kt-title-item kt-title-item-5 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youwanttoencryptyourdata\" data-tab=\"5\" class=\"kt-tab-title kt-tab-title-5 \"><span class=\"kt-title-text\">You want to encrypt your data<\/span><\/a><\/li><li id=\"tab-youneedtomaskyourlocation\" class=\"kt-title-item kt-title-item-6 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youneedtomaskyourlocation\" data-tab=\"6\" class=\"kt-tab-title kt-tab-title-6 \"><span class=\"kt-title-text\">You need to mask your location<\/span><\/a><\/li><li id=\"tab-youwanttoavoidtrackingandsurveillance\" class=\"kt-title-item kt-title-item-7 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youwanttoavoidtrackingandsurveillance\" data-tab=\"7\" class=\"kt-tab-title kt-tab-title-7 \"><span class=\"kt-title-text\">You want to avoid tracking and surveillance<\/span><\/a><\/li><li id=\"tab-youhaveanavidgamerinthefamily\" class=\"kt-title-item kt-title-item-8 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-youhaveanavidgamerinthefamily\" data-tab=\"8\" class=\"kt-tab-title kt-tab-title-8 \"><span class=\"kt-title-text\">You have an avid gamer in the family<\/span><\/a><\/li><\/ul><div class=\"kt-tabs-content-wrap\">\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-1 kt-inner-tab_feffcf-b2\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image alignleft size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/Remote-Access-VPN.svg\" alt=\"Access your work or Bank online from abroad\" class=\"wp-image-28541\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">If you use online banking in the U.K. (or anywhere else for that matter) your bank is likely to have security measures in place that make it very difficult to access their online banking systems from abroad. Many expats (and tourists) don&#8217;t realise this and get caught out. To avoid issues logging-in a VPN can make it look like you are still in the U.K. (or any other location you choose) enabling you to access your bank&#8217;s online platform.<\/p>\n\n\n\n<p class=\"\">Without a secure VPN many expats &amp; tourists suffer great inconveniences. Don&#8217;t be left high &amp; dry. A good VPN is invaluable for expats and a definite <strong>must have essential!<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-2 kt-inner-tab_81df68-c9\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-06.svg\" alt=\"Encrypt your data with a VPN\" class=\"wp-image-27462\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">By definition, a VPN is your best friend when using public Wi-Fi. Hackers have many methods to steal your data on public hotspots, but using a VPN means that you can stop worrying about that. Therefore, people who want to browse in full privacy should use a VPN to secure their connection.<\/p>\n\n\n\n<p class=\"\">If a public Wi-Fi outlet alerts you that your data may not be secure, don\u2019t ignore the warning! Avoid using public Wi-Fi to log into sensitive websites, like your bank account. And look for websites that have an \u201cS\u201d in the url, like: https:\/\/www rather than http:\/\/www. The \u201cS\u201d stands for secure, meaning the website has some encryption for added security.<\/p>\n\n\n\n<p class=\"\">If you use your laptop in public often, at the very least get a security plug-in like \u201cHTTPS Everywhere\u201d to give you some extra security automatically. Best practice is to only store, sync and access your sensitive data via a securely encrypted online \u2018Vault\u2019. I use&nbsp;the free NordLocker and recommend you do too. It is <a href=\"#why-NordLocker\">explained further in this guide<\/a>, or you can hop-over and read all about it on their website.<br>Get it here for&nbsp;<strong><a href=\"https:\/\/go.nordlocker.net\/SH3ZI\" target=\"_blank\" rel=\"noreferrer noopener\">FREE<\/a><\/strong>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-3 kt-inner-tab_6bb446-20\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image alignright size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-06.svg\" alt=\"Encrypt your data with a VPN\" class=\"wp-image-27462\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">Contrary to what you might read elsewhere \u2013&nbsp;<strong><em>Never<\/em><\/strong>&nbsp;use a public computer to access anything sensitive.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"\">Just remembering to logout of a public computer is simply&nbsp;<strong>not<\/strong> good enough!<\/p>\n<cite>Naked Expat<\/cite><\/blockquote>\n\n\n\n<p class=\"\">Key-logging (spy) software might be installed on the public computer to remember what you have typed \u2013 effectively giving scammers a \u2018playback\u2019 of what you accessed and the passwords you typed!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-4 kt-inner-tab_0b156d-13\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-03.svg\" alt=\"Use a VPN to access restricted content\" class=\"wp-image-27459\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">One of the most popular things a VPN is used for is content access. If using streaming services and social networks while abroad is important to you, a VPN can help. It changes your IP address and redirects your connection to the internet through a remote server.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-5 kt-inner-tab_e59b0c-04\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image alignright size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-Apps.svg\" alt=\"User-friendly NordVPN apps\" class=\"wp-image-28542\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">Using a VPN is a good idea even when browsing from your home.&nbsp;VPN encryption&nbsp;is important when you want to protect your internet traffic and minimize your online footprint. This way, your internet service provider won\u2019t be able to sell your entire browsing history to the highest bidder.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-6 kt-inner-tab_061724-01\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-02.svg\" alt=\"Mask your location with a VPN\" class=\"wp-image-27458\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">People working in countries with limited freedom of speech rely on private internet connection for their work. Sometimes, their lives might depend on it. Someone who lives under an authoritarian regime should use a VPN to hide their IP address and ensure extra security for their sensitive messages.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-7 kt-inner-tab_6dc7ef-50\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-04.svg\" alt=\"Using a VPN to avoid surveillance\" class=\"wp-image-27460\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">Government agencies track and collect your browsing activity, messages, social posts, and other private data. A VPN protects you from that by encrypting your traffic and hiding your IP address. Use it at home, at work, and on the go to enjoy non-stop protection.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-8 kt-inner-tab_4fefc6-99\"><div class=\"kt-tab-inner-content-inner\">\n<figure class=\"is-resized wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-05.svg\" alt=\"Use a VPN for Gaming\" class=\"wp-image-27461\" style=\"width:200px\"\/><\/figure>\n\n\n\n<p class=\"\">People who like gaming online have to deal with DDoS attacks, bandwidth throttling, and content restrictions. Luckily, you can forget about all of these problems with NordVPN. If you\u2019re serious about gaming and want to enjoy a stable and safe connection, you should use a VPN.<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee, .wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee[data-kb-block=\"kb-adv-heading29085_350b57-ee\"]{padding-bottom:var(--global-kb-spacing-xl, 4rem);text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee[data-kb-block=\"kb-adv-heading29085_350b57-ee\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_350b57-ee[data-kb-block=\"kb-adv-heading29085_350b57-ee\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading29085_350b57-ee wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_350b57-ee\">How does a VPN work?<\/h2>\n\n\n\n<p class=\"\">When you download&nbsp;VPN software&nbsp;to your device, it does most of the work for you \u2014 you only need to log in and connect.<\/p>\n\n\n<style>.kb-row-layout-id29085_b2e322-f4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id29085_b2e322-f4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id29085_b2e322-f4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1290px;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id29085_b2e322-f4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id29085_b2e322-f4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id29085_b2e322-f4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id29085_b2e322-f4 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column29085_155581-07 > .kt-inside-inner-col,.kadence-column29085_155581-07 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column29085_155581-07 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column29085_155581-07 > .kt-inside-inner-col{flex-direction:column;}.kadence-column29085_155581-07 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column29085_155581-07 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column29085_155581-07{position:relative;}@media all and (max-width: 1024px){.kadence-column29085_155581-07 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column29085_155581-07 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column29085_155581-07\"><div class=\"kt-inside-inner-col\">\n<figure class=\"is-resized wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"688\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/How-does-NordVPN-work-1290x688.webp\" alt=\"How does a VPN work\" class=\"wp-image-32798\" style=\"width:600px\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/How-does-NordVPN-work-1290x688.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/How-does-NordVPN-work-480x256.webp 480w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/How-does-NordVPN-work-768x410.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/How-does-NordVPN-work.webp 1500w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"\">However, it\u2019s helpful to know how a VPN works to understand the service better. Here\u2019s what\u2019s going on behind the scenes:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">When you connect to a virtual private network service, it authenticates your client with a VPN server.<\/li>\n\n\n\n<li class=\"\">The server then applies an encryption protocol to all the data you send and receive.<\/li>\n\n\n\n<li class=\"\">The VPN service creates an encrypted \u201ctunnel\u201d over the internet. This secures the data traveling between you and your destination.<\/li>\n\n\n\n<li class=\"\">To ensure each data packet stays secure, a VPN wraps it in an outer packet, which is then encrypted through encapsulation. This is the core element of the VPN tunnel, keeping the data safe during transfer.<\/li>\n\n\n\n<li class=\"\">When the data arrives at the server, the outer packet is removed through a decryption process.<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-media-text alignwide is-vertically-aligned-center\" style=\"grid-template-columns:15% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173.png\" alt=\"Naked Expat Guru Guide\" class=\"wp-image-28109 size-thumbnail\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173.png 300w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173-270x270.png 270w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2020\/09\/Guru_circle-e1632795442173-200x200.png 200w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading\" id=\"what-to-look-for-when-choosing-a-vpn\">What to look for when choosing a VPN<\/h2>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"speed-security-and-privacy\">Speed, security, and privacy<\/h3>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<p class=\"\">People turn to VPNs for different reasons, and whatever yours is, you need to ask three questions before choosing a provider. How fast is it? Will it keep my data safe? And will it respect my privacy? Of course, you want your connections to be safe and your data to stay private. But to have all that without losing any speed? That\u2019s the trick. So when you choose a VPN service, make sure they don\u2019t make any compromises \u2013 there\u2019s no point in having unbreakable encryption if every website takes ages to load.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<figure class=\"wp-block-image aligncenter size-medium is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"270\" height=\"270\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordLocker-online-file-security-jpg-270x270.webp\" alt=\"\" class=\"wp-image-27746\" style=\"width:200px\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordLocker-online-file-security-jpg-270x270.webp 270w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordLocker-online-file-security-jpg-200x200.webp 200w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordLocker-online-file-security-jpg.webp 500w\" sizes=\"auto, (max-width: 270px) 100vw, 270px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"paid-vs-free\">Paid vs. free<\/h3>\n\n\n\n<p class=\"\">Price is one of the most important factors, no matter what product you\u2019re buying. And if a free option comes up, people are naturally interested. But when it comes to free VPNs, it\u2019s better to steer clear of them. Remember \u2013 you\u2019re looking for speed, security, and privacy, and with free VPNs, you\u2019re unlikely to get any of these features. These providers usually don\u2019t invest in their server network or maintenance, so their VPN connections might be unstable and leaking users\u2019 IP addresses. They also must make money somehow \u2013 usually by selling their users\u2019 data. So instead of looking for the cheapest option, try to find a VPN provider you can trust. I have used NordVPN for over 10 years now and I am very confident in recommending them here.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"convenient-amp-easy-to-use-apps\">Convenient &amp; easy to use Apps<\/h3>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<p class=\"\">NordVPN offers dedicated apps for all major platforms. And you can protect up to six devices with a single account. Install it on your phone, laptop, your kid\u2019s iPad, Smart T.V. or your Wi-Fi router!<\/p>\n\n\n\n<p class=\"\">Don\u2019t want to encrypt your entire device? Use the split-tunnelling NordVPN feature and select which apps connect to NordVPN and which stay on the local network.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<figure class=\"wp-block-image aligncenter size-medium is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-Apps.svg\" alt=\"User-friendly NordVPN apps\" class=\"wp-image-28542\" style=\"width:197px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"can-you-be-tracked-with-a-vpn\">Can you be tracked with a VPN?<\/h3>\n\n\n\n<p class=\"\">A private VPN will make it very difficult to track your online activity. It all depends on what sort of tracking you might be subject to and what you\u2019re doing. If you\u2019re using Chrome connected to your Google account, it doesn\u2019t matter that your traffic is encrypted. Google will know what sites you visited and the content you interacted with. Your ISP or the government won\u2019t be able to tell what you do online after you connect to the VPN server \u2013 but they may be able to ask Google.<\/p>\n\n\n\n<p class=\"\">If you live in a totalitarian regime that has highly restrictive internet rules, the authorities will be able to tell that you&nbsp;connected to a VPN, but not what you did afterward. However, NordVPN has a feature called Obfuscated servers that will help make your VPN-secured connection harder to detect.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"is-nordvpn-an-anonymous-vpn-service\">Is NordVPN an anonymous VPN service?<\/h3>\n\n\n\n<p class=\"\">Yes. While it\u2019s practically impossible to grant absolute anonymity online, NordVPN does everything it can to provide fast and reliable security and privacy. We have an industry-leading list of powerful features to help you stay anonymous, but even so, you\u2019ll need to take other precautions to stay anonymous. With that being said\u2026<\/p>\n\n\n\n<p class=\"\">Here are just a few of the features that help NordVPN keep your information as private as possible:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>Strict no-logs policy:<\/strong> NordVPN only collect the data needed to provide their service. They are a zero-logs VPN and they believe that their&nbsp;industry-first audit&nbsp;shows that they won\u2019t share your information with government agencies because they simply don\u2019t have it;<\/li>\n\n\n\n<li class=\"\">Next-generation encryption: NordVPN offers some of the best&nbsp;VPN protocols&nbsp;available, including their proprietary high-speed&nbsp;NordLynx protocol. Your browsing is private and cannot be seen by hackers or your ISP;<\/li>\n\n\n\n<li class=\"\">DNS leak protection: Your traffic is routed through dedicated DNS servers so it will never leak your IP to a third-party;<\/li>\n\n\n\n<li class=\"\">Obfuscated servers: These special servers mask the fact that you\u2019re using a VPN connection at all. This makes it easier to enjoy unfettered internet access in authoritarian countries and other environments where VPN access may be blocked. <strong>These servers are very good for accessing BBC iPlayer &amp; UK Netflix from abroad!<\/strong> Read: <a href=\"https:\/\/nakedexpat.com\/staging\/guides\/arrivals\/how-to-watch-uk-tv-abroad\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to watch UK T.V. abroad<\/a><\/li>\n\n\n\n<li class=\"\">Kill switch: Your IP shouldn\u2019t leak even if your VPN connection drops.<\/li>\n\n\n\n<li class=\"\">Cryptocurrency payments: Anonymous payments take you one step closer to total anonymity.<\/li>\n\n\n\n<li class=\"\">High speed: The faster your VPN is, the more often you\u2019ll use it and the better your privacy protection will be. <strong>This is also crucial to help mitigate any annoying &#8216;buffering&#8217; when trying to watch online T.V.!<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-protect-your-important-files-amp-data-from-scammers\">How to protect your important files &amp; data from scammers<\/h2>\n\n\n\n<p class=\"\" id=\"data-protection\"><strong>Introduction<\/strong><\/p>\n\n\n\n<p class=\"\">There is a lot of valuable information in this guide about protecting all your personal data, be it financial details, photos\/videos or anything else you don\u2019t want a hacker to access.<\/p>\n\n\n\n<p class=\"\">The most common crimes expats fall victim to are identity theft and credit card fraud. The vast majority did little to protect themselves \u2013 especially now most of us have smartphones which can contain a vast amount to useful data to any would-be hacker or scammer.<\/p>\n\n\n\n<p class=\"\" id=\"smartphone\">If you really can\u2019t be bothered to take all the steps necessary to protect your personal data outlined in this guide, at least do yourself a huge favour and strip-out all unnecessary Apps and stored files from your Smartphone.<\/p>\n\n\n\n<figure class=\"is-resized is-style-rounded wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/11\/Clap-Hands-200x200.png\" alt=\"\" class=\"wp-image-29501\" title=\"smartphone\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/11\/Clap-Hands-200x200.png 200w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/11\/Clap-Hands-270x270.png 270w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/11\/Clap-Hands.png 600w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-purple-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"priority-secure-your-smartphone\">Priority: Secure your smartphone<\/h3>\n\n\n\n<p class=\"\" id=\"you-should-never-have-apps-on-your-smartphone-that-access-sensitive-data-you-are-more-likely-to-loose-your-smartphone-than-you-are-your-computer-so-store-all-your-valuable-data-on-your-computer-\u2013-encrypted-\u2013-and-\u201cin-the-cloud\u201d-this-way-no-one-but-you-or-whom-you-permit-can-access-your-encrypted-data-and-it\u2019s-useless-to-a-hacker-when-encrypted\">You should never have apps on your smartphone that access sensitive data. You are more likely to loose your smartphone than you are your computer, so store all your valuable data on your computer \u2013 encrypted \u2013 and \u201cin the cloud\u201d. This way no one but you (or whom you permit) can access your encrypted data and it\u2019s useless to a hacker when encrypted.<\/p>\n\n\n\n<p class=\"\" id=\"only-use-apps-that-are-absolutely-necessary-any-\u201cpayment-apps\u201d-should-be-kept-to-the-absolute-minimum-and-definitely-do-not-instal-apps-to-access-investment-portfolios-or-trading-all-sensitive-activity-should-be-done-in-a-secure-encrypted-manner-using-a-dedicated-online-\u2018vault\u2019\">Only use Apps that are absolutely necessary. Any \u201cpayment apps\u201d should be kept to the absolute minimum and definitely do not instal Apps to access investment portfolios or trading. All sensitive activity should be done in a secure, encrypted manner using a dedicated online \u2018Vault\u2019.<\/p>\n\n\n\n<p class=\"\" id=\"similarly-if-your-computer-gets-stolen-or-blows-up-it-doesn\u2019t-matter-\u2013-because-you-can-easily-login-from-another-computer-and-access-your-files-\u2013-everything-is-encrypted-\u201cin-the-cloud\u201d-not-on-the-local-computer\">Similarly, if your computer gets stolen or blows up, it doesn\u2019t matter \u2013 because you can easily login from another computer and access your files \u2013 everything is encrypted \u201cin the cloud\u201d not on the local computer!<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"more-tips-to-keep-your-identity-safe-whilst-travelling\">More tips to keep your identity safe whilst travelling<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rfid-blocking-wallet\">RFID-blocking wallet<\/h3>\n\n\n\n<p class=\"\">(Make James Bonds\u2019 \u201cQ\u201d proud!)<\/p>\n\n\n\n<p class=\"\">Radio frequency identification technology (RFID) lets you wave your credit card in front of a reader to transfer your credit information, effectively avoiding traditional skimmers and giving your card to a stranger. But what if a hacker has an RFID reader?<br>A simple RFID blocking wallet, or even a few layers of heavy aluminium foil can block their efforts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"advantages-of-using-encryption\">Advantages of Using Encryption<\/h2>\n\n\n\n<p class=\"\">When using the Internet, most people know to use encryption of data in transit. This is the big difference between HTTP and HTTP<strong>S<\/strong>&nbsp;traffic (i.e. whether or not the lock icon shows up in the address bar).<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter is-resized\" id=\"why-NordLocker\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_auto,q_lossy,ret_img,w_576,h_324\/https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/https-768x432.png\" alt=\"Stay safe online with https websites\" class=\"wp-image-27801\" style=\"width:600px\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/https-768x432.png 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/https-480x270.png 480w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/https.png 800w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\">Check your browser address bar for an https connection<\/figcaption><\/figure>\n\n\n\n<p class=\"\">Using HTTP<strong>S<\/strong>&nbsp;helps to ensure that you\u2019re connected to the right website and that no one can eavesdrop on your connection, which may include personal data like credit card information, your location, your Netflix account etc.<\/p>\n\n\n\n<p class=\"\">However, your personal data isn\u2019t only at risk when it\u2019s traveling over the Internet. Despite your best efforts, there is a chance that your computer will be infected with malware that your antivirus doesn\u2019t catch. If this is the case, the malware may start looking for sensitive data on your computer and send it to the cybercriminal running the malware.<\/p>\n\n\n\n<p class=\"\">This is where file encryption comes in. Instead of just encrypting data in transit, file encryption ensures that data is stored encrypted on your computer. This means that an attacker or malware with access to your computer can\u2019t read your sensitive data unless they also know your password. I use&nbsp;NordLocker&nbsp;and recommend you do too. Get it here for&nbsp;<strong><a href=\"https:\/\/go.nordlocker.net\/SH69U\" target=\"_blank\" rel=\"noreferrer noopener\">FREE<\/a><\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"encryption-protects-your-privacy\">Encryption protects your privacy<\/h3>\n\n\n\n<p class=\"\">The most common argument against implementing good cybersecurity practices is \u201cI don\u2019t have any data worth stealing\u201d. However, this statement is incorrect, and cybercriminals commonly target individuals to steal personal data.<\/p>\n\n\n\n<p class=\"\">When thinking about your personal data, you might focus on credit card and banking information, which is primarily entered into the browser and not stored on the machine. A great deal of personal data can be extracted from files that you may store on your computer without thinking twice about them. Some examples of these files include:<\/p>\n\n\n\n<div class=\"wp-block-group has-subtle-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"tax-return-documents\">Tax Return Documents<\/h4>\n\n\n\n<p class=\"\" id=\"most-financial-software-and-online-portals-provide-an-option-to-store-a-copy-of-the-file-on-your-computer-a-tax-return-or-similar-financial-files-provides-an-attacker-with-all-of-the-information-that-they-require-to-perform-identity-theft-similarly-pension-forecasts-dvla-and-other-common-forms-can-contain-sensitive-data\">Most financial software and online portals provide an option to store a copy of the file on your computer. A tax return or similar financial files provides an attacker with all of the information that they require to perform identity theft. Similarly, Pension Forecasts, DVLA, and other common forms can contain sensitive data.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"family-photos\">Family Photos<\/h4>\n\n\n\n<p class=\"\" id=\"by-default-many-cameras-and-smartphones-will-embed-location-information-in-photos-which-is-why-your-computer-can-tell-where-and-when-the-photo-is-taken-a-picture-of-a-backyard-barbecue-can-reveal-a-home-address-or-a-birthday-photo-reveals-someone\u2019s-name-and-date-of-birth\">By default, many cameras and smartphones will embed location information in photos, which is why your computer can tell where and when the photo is taken. A picture of a backyard barbecue can reveal a home address, or a birthday photo reveals someone\u2019s name and date of birth.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"application-forms\">Application Forms<\/h4>\n\n\n\n<p class=\"\" id=\"applications-for-a-loan-rental-etc-often-contain-sensitive-information-like-a-social-security-number-this-information-can-be-used-in-identity-theft-scams\">Applications for a loan, rental, etc. often contain sensitive information like a social security number. This information can be used in identity theft scams.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"travel-plans\">Travel Plans<\/h4>\n\n\n\n<p class=\"\" id=\"when-booking-a-vacation-you-may-store-a-copy-of-the-booking-information-on-a-computer-these-confirmations-can-include-financial-information-information-about-your-travel-plans-and-provide-a-would-be-burglar-with-a-list-of-dates-when-a-house-will-be-empty\">When booking a vacation, you may store a copy of the booking information on a computer. These confirmations can include financial information, information about your travel plans, and provide a would-be burglar with a list of dates when a house will be empty.<\/p>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"encryption-prevents-identity-theft-and-ransomware-blackmail\">Encryption prevents Identity Theft and Ransomware Blackmail<\/h3>\n\n\n\n<p class=\"\">The latest trend in ransomware is to steal all your data which is then used to blackmail you into paying a ransom. If you don\u2019t pay, your data is leaked to the internet, used for Identity Theft or sold to the highest bidder. Scary stuff!<\/p>\n\n\n\n<p class=\"\">The good news is, if your files are encrypted, the cybercriminals do not have access to your data, instead, they can only see scrambled data which is useless and cannot be held to ransom. File encryption can help defend against Ransomware.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"encryption-allows-you-to-securely-share-your-files\">Encryption allows you to securely share your files<\/h3>\n\n\n\n<p class=\"\">Sharing files online is more popular than ever. You do it on social media like Facebook, on messenger apps, forums, and cloud services. But what\u2019s the risk? Only the people I\u2019ve sent the file can see it, right? Wrong!<\/p>\n\n\n\n<p class=\"\">If your shared files are not encrypted, they\u2019re accessible to everyone. Imagine the devastation of finding your private pictures or bank number scattered across the web\u2026<\/p>\n\n\n\n<p class=\"\">The reason why it is important to encrypt files before sharing is simple \u2013 encrypting your files ensures your privacy. Someone unauthorised can\u2019t open the files, meaning only you and your intended recipient gets access.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"encryption-protects-loststolen-devices\">Encryption protects lost\/stolen devices<\/h3>\n\n\n\n<p class=\"\">Employees are increasingly using mobile devices for work. This trend has become more common in recent years, and the COVID-19 pandemic created an explosion in telework and the use of personal and mobile devices.<\/p>\n\n\n\n<p class=\"\">With the increased convenience of these mobile devices comes higher cybersecurity risk. A smartphone, tablet, or laptop is relatively easy to lose or have stolen in a public place. If this occurs, the thief may be able to read sensitive personal and company data off of the device by scanning its hard drive.<\/p>\n\n\n\n<p class=\"\">File encryption protects against the threat of lost or stolen mobile devices. Each file on the machine is encrypted, and the encryption keys are stored protected by the user\u2019s password. If an attacker doesn\u2019t have access to this password, then they can\u2019t read any useful data off of the stolen device. Get&nbsp;NordLocker&nbsp;here for&nbsp;<strong><a href=\"https:\/\/go.nordlocker.net\/SH69U\" target=\"_blank\" rel=\"noreferrer noopener\">FREE<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-to-look-for-in-a-file-encryption-solution\">What to look for in a File Encryption solution<\/h2>\n\n\n\n<p class=\"\">File encryption is a valuable tool for data security. However, implemented improperly, it can lull you into a false sense of security. Some vital features to look for in a file encryption solution include:<\/p>\n\n\n\n<div class=\"wp-block-group has-subtle-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"the-encryption-algorithm\">The Encryption Algorithm<\/h3>\n\n\n\n<p class=\"\" id=\"a-lot-of-encryption-products-use-such-terms-as-\u2018military-graded\u2019-\u2018bank-level\u2019-or-other-marketing-phrases-which-on-paper-sound-really-impressive-but-let\u2019s-get-real-here-who-actually-knows-what-encryption-algorithms-the-military-use-looking-beyond-those-marketing-phrases-and-claims-you\u2019ll-want-industry-standard-unmodified-aes-encryption-preferably-independently-audited\">A lot of encryption products use such terms as \u2018Military-graded\u2019, \u2018Bank-level\u2019 or other marketing phrases which on paper sound really impressive, but let\u2019s get real here, who actually knows what encryption algorithms the military use? Looking beyond those marketing phrases and claims, you\u2019ll want industry standard, unmodified AES encryption, preferably, independently audited.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-keys-to-your-files\">The Keys to your Files<\/h3>\n\n\n\n<p class=\"\" id=\"some-encryption-solutions-use-a-single-key-to-encrypt-all-your-files-and-data-but-this-forces-an-\u2018all-or-nothing\u2019-approach-and-puts-all-your-data-at-risk-should-your-key-fall-into-the-wrong-hands-a-good-file-encryption-solution-should-encrypt-each-folder-or-file-with-a-unique-key-which-minimises-the-risk-of-all-your-data-being-breached-should-a-key-be-hacked-or-stolen-additionally-if-you-suspect-a-key-has-been-compromised-your-encryption-solution-should-allow-you-to-change-all-your-file-keys-with-ease\">Some encryption solutions use a single key to encrypt all your files and data, but this forces an \u2018all or nothing\u2019 approach and puts all your data at risk should your key fall into the wrong hands. A good file encryption solution should encrypt each folder or file with a unique key which minimises the risk of all your data being breached should a key be hacked or stolen. Additionally, if you suspect a key has been compromised, your encryption solution should allow you to change all your file keys with ease.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"always-on-encryption\">Always-on encryption<\/h3>\n\n\n\n<p class=\"\" id=\"your-files-should-be-encrypted-at-all-times-and-when-editing-any-changes-should-automatically-be-saved-and-encrypted\">Your files should be encrypted at all times and when editing, any changes should automatically be saved and encrypted.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"secure-sharing\">Secure sharing<\/h3>\n\n\n\n<p class=\"\" id=\"your-encryption-solution-should-allow-you-to-easily-share-encrypted-copies-of-your-files-to-any-recipient-shared-files-should-only-be-accessible-by-you-and-your-recipients\">Your encryption solution should allow you to easily share encrypted copies of your files to any recipient. Shared files should only be accessible by you and your recipients.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-use-nordlocker-file-encryption\">Why use NordLocker file encryption?<\/h2>\n\n\n\n<p class=\"\">NordLocker encryption protects your data. It gives you a choice over what you share and what always stays private. No data-harvesting corporations or hackers can access your encrypted files.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"secure-any-files-on-your-computer\">Secure any file(s) on your computer<\/h3>\n\n\n\n<p class=\"\">Encryption is compatible with files of all types and sizes. Whether it\u2019s a tiny PDF from work or your holiday in HD video, you can use encrypted file storage to secure it all.<\/p>\n\n\n\n<p class=\"\">NordLocker\u2019s file encryption has no limits. If you wanted to encrypt every file on your computer, you could.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"access-your-encrypted-storage-wherever-you-go\">Access your encrypted storage wherever you go<\/h3>\n\n\n\n<p class=\"\">Sync your data privately. NordLocker\u2019s end-to-end encrypted cloud ensures that you alone can see your files \u2014 on any computer. No matter where you are, your encrypted file storage is always just a few clicks away.<\/p>\n\n\n\n<p class=\"\">Need an important file? Log into your account on any computer, and NordLocker will fetch it for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"expats-get-scammed-a-lot\">Expats get scammed. A lot!<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/09\/Arrivials-small.png\" alt=\"Moving abroad planning logo\" class=\"wp-image-28515\"\/><\/figure>\n\n\n\n<p class=\"\">In over 15 years as an expat myself, I have lost count of the amount of other expats and holidaymakers who have fell victim to scammers and data theft. Let\u2019s face it, technology makes our life as expats and living abroad in another country much more convenient and straightforward than it ever used to be.&nbsp;<strong>But<\/strong>! (there\u2019s always a but)<\/p>\n\n\n\n<p class=\"\">Unfortunately the increased reliance on technology hasn\u2019t gone hand-in-hand with an increase in data security awareness.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"\"><em>Ignorance is bliss<\/em>&nbsp;\u2013 unless you become a victim of data\/identity theft or credit card fraud. Then it\u2019s a nightmare!<\/p>\n<\/blockquote>\n\n\n<style>.kb-row-layout-id29085_9d575b-f8 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id29085_9d575b-f8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id29085_9d575b-f8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id29085_9d575b-f8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id29085_9d575b-f8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id29085_9d575b-f8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id29085_9d575b-f8 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col,.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col{flex-direction:column;}.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column29085_cc3b5e-28{position:relative;}@media all and (max-width: 1024px){.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column29085_cc3b5e-28 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column29085_cc3b5e-28\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-vertically-aligned-center\" style=\"grid-template-columns:auto 25%\"><div class=\"wp-block-media-text__content\"><style>.wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82, .wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82[data-kb-block=\"kb-adv-heading29085_e738ae-82\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82[data-kb-block=\"kb-adv-heading29085_e738ae-82\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_e738ae-82[data-kb-block=\"kb-adv-heading29085_e738ae-82\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading29085_e738ae-82 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_e738ae-82\">1. Stay secure online and change your location<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Stay safe online + access UK T.V. from abroad!<\/li>\n\n\n\n<li class=\"\">Protect yourself from snoopers and hackers.<\/li>\n\n\n\n<li class=\"\">Communicate online via an encrypted connection.<\/li>\n\n\n\n<li class=\"\">Change your perceived online location and enjoy access to region-specific content e.g. BBC iPlayer, UK Netflix etc.<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5, .wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5[data-kb-block=\"kb-adv-heading29085_b53584-b5\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5[data-kb-block=\"kb-adv-heading29085_b53584-b5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_b53584-b5[data-kb-block=\"kb-adv-heading29085_b53584-b5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading29085_b53584-b5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_b53584-b5\"><strong>Save up to 72% with this special offer:<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-kb-palette-8-color has-vivid-green-cyan-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/go.nordvpn.net\/aff_c?offer_id=15&amp;aff_id=39340&amp;url_id=902\" style=\"border-radius:30px\" target=\"_blank\" rel=\"noreferrer noopener\">Get NordVPN offer<\/a><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/09\/NordVPN-02-768x149.png\" alt=\"Nord VPN\" class=\"wp-image-27951 size-full\"\/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id29085_0dbd9d-3e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id29085_0dbd9d-3e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id29085_0dbd9d-3e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id29085_0dbd9d-3e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id29085_0dbd9d-3e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id29085_0dbd9d-3e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id29085_0dbd9d-3e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column29085_a8030c-82 > .kt-inside-inner-col,.kadence-column29085_a8030c-82 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column29085_a8030c-82 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column29085_a8030c-82 > .kt-inside-inner-col{flex-direction:column;}.kadence-column29085_a8030c-82 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column29085_a8030c-82 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column29085_a8030c-82{position:relative;}@media all and (max-width: 1024px){.kadence-column29085_a8030c-82 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column29085_a8030c-82 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column29085_a8030c-82\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-vertically-aligned-center\" style=\"grid-template-columns:auto 25%\"><div class=\"wp-block-media-text__content\"><style>.wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68, .wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68[data-kb-block=\"kb-adv-heading29085_9defed-68\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68[data-kb-block=\"kb-adv-heading29085_9defed-68\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_9defed-68[data-kb-block=\"kb-adv-heading29085_9defed-68\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading29085_9defed-68 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_9defed-68\">2. File security doesn\u2019t have to be complicated<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Secure, sync, and share your files instantly.<\/li>\n\n\n\n<li class=\"\">Protection on shared computers.<\/li>\n\n\n\n<li class=\"\">Every NordLocker user has a unique encryption key. Which means that even if you have 10 users on your computer, none of them can see or use your files (unless you share them).<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae, .wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae[data-kb-block=\"kb-adv-heading29085_3b8bae-ae\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae[data-kb-block=\"kb-adv-heading29085_3b8bae-ae\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_3b8bae-ae[data-kb-block=\"kb-adv-heading29085_3b8bae-ae\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h4 class=\"kt-adv-heading29085_3b8bae-ae wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_3b8bae-ae\"><strong>You are the boss of your data<\/strong>!<\/h4>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-very-light-gray-color has-kb-palette-1-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/go.nordlocker.net\/SH3ZI\" target=\"_blank\" rel=\"noreferrer noopener\">Get NordLocker&nbsp;FREE<\/a><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"281\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/Online-data-and-file-security.png\" alt=\"Secure your Online data and files\" class=\"wp-image-27752 size-full\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/Online-data-and-file-security.png 500w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/Online-data-and-file-security-480x270.png 480w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id29085_892b68-70 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id29085_892b68-70 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id29085_892b68-70 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id29085_892b68-70 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id29085_892b68-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id29085_892b68-70 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id29085_892b68-70 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column29085_48b906-14 > .kt-inside-inner-col,.kadence-column29085_48b906-14 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column29085_48b906-14 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column29085_48b906-14 > .kt-inside-inner-col{flex-direction:column;}.kadence-column29085_48b906-14 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column29085_48b906-14 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column29085_48b906-14{position:relative;}@media all and (max-width: 1024px){.kadence-column29085_48b906-14 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column29085_48b906-14 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column29085_48b906-14\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-media-text alignwide has-media-on-the-right is-vertically-aligned-center\" style=\"grid-template-columns:auto 25%\"><div class=\"wp-block-media-text__content\"><style>.wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22, .wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22[data-kb-block=\"kb-adv-heading29085_da37a6-22\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22[data-kb-block=\"kb-adv-heading29085_da37a6-22\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading29085_da37a6-22[data-kb-block=\"kb-adv-heading29085_da37a6-22\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading29085_da37a6-22 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading29085_da37a6-22\">3. Declutter &amp; Simplify your Smartphone<\/h3>\n\n\n\n<p class=\"\" id=\"remove-all-apps-from-your-smartphone-that-are-not-absolutely-necessary\">Remove all Apps from your Smartphone that are not absolutely necessary.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-very-light-gray-color has-kb-palette-1-background-color has-text-color has-background wp-element-button\" href=\"#smartphone\">Reminder why<\/a><\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/08\/NordVPN-Apps.svg\" alt=\"User-friendly NordVPN apps\" class=\"wp-image-28542 size-full\"\/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"summary\">Summary<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"3-steps-to-take-right-now\">3 Steps to take right now<\/h3>\n\n\n\n<p class=\"\" id=\"-get-a-vpn--i-encrypt-your-date-whilst-online-ii-save-up-to-72-on-nordvpn-vis-this--special-offer--ii--enjoy-watching-uk-tv-like-bbc-iplayer-netflix-uk-etc-abroad--read-more---online-vault--secure-your-filesdata-with-an-online-encrypted-vault\u201d-\u2013-you-did-read-this-article-above-right-if-not-go-back-and--read-it-again---simplify--remove-all-apps-from-your-smartphone-that-are-not-absolutely-necessary--reminder-of-why-you-should-this-\"><strong>Get a VPN:<\/strong> (i) Encrypt your date whilst online. (ii) Save up to 72% on NordVPN vis this <a href=\"https:\/\/go.nordvpn.net\/aff_c?offer_id=15&amp;aff_id=39340&amp;url_id=902\" target=\"_blank\" rel=\"noreferrer noopener\">Special Offer<\/a>. (ii)  Enjoy watching UK TV like BBC iPlayer, Netflix UK etc abroad: <a href=\"https:\/\/nakedexpat.com\/staging\/guides\/arrivals\/how-to-watch-uk-tv-abroad\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read more<\/a><br><br><strong>Online Vault:<\/strong> Secure your files\/data with an online encrypted &#8220;Vault\u201d \u2013 You did read this article (above), right? If not, go back and <a href=\"#top-online-anonymity-threats\">read it again<\/a>!<br><br><strong>Simplify:<\/strong> Remove all Apps from your Smartphone that are not absolutely necessary. <a href=\"#smartphone\">Reminder of why you should this<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When abroad you are more likely to fall victim to credit card or online fraud than physical harm. Be aware of the most common threats &#038; scams.<\/p>\n","protected":false},"author":1,"featured_media":34468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","slim_seo":{"title":"Ultimate guide to credit card & online security abroad","description":"When abroad you are more likely to fall victim to credit card or online fraud than physical harm. Be aware of the most common threats & scams."},"footnotes":""},"categories":[376],"tags":[370],"class_list":["post-29085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides","tag-security"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"taxonomy_info":{"category":[{"value":376,"label":"Guides"}],"post_tag":[{"value":370,"label":"Security"}]},"featured_image_src_large":["https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2021\/10\/Credit-Card-and-Online-Security.webp",1000,560,false],"author_info":{"display_name":"Andrew","author_link":"https:\/\/nakedexpat.com\/staging\/author\/admin\/"},"comment_info":0,"category_info":[{"term_id":376,"name":"Guides","slug":"guides","term_group":0,"term_taxonomy_id":376,"taxonomy":"category","description":"Guides for planning and living abroad to ensure your life is as stress-free and safe as possible.","parent":0,"count":22,"filter":"raw","cat_ID":376,"category_count":22,"category_description":"Guides for planning and living abroad to ensure your life is as stress-free and safe as possible.","cat_name":"Guides","category_nicename":"guides","category_parent":0}],"tag_info":[{"term_id":370,"name":"Security","slug":"security","term_group":0,"term_taxonomy_id":370,"taxonomy":"post_tag","description":"Ensuring your physical, financial and online security should be an immediate and ongoing priority. Many expats fall victim to scams; don\u2019t be one of them.","parent":0,"count":8,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/29085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/comments?post=29085"}],"version-history":[{"count":5,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/29085\/revisions"}],"predecessor-version":[{"id":34759,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/29085\/revisions\/34759"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/media\/34468"}],"wp:attachment":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/media?parent=29085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/categories?post=29085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/tags?post=29085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}