{"id":34186,"date":"2023-12-18T07:14:33","date_gmt":"2023-12-18T07:14:33","guid":{"rendered":"https:\/\/nakedexpat.com\/staging\/?post_type=post_knb&#038;p=34186"},"modified":"2023-12-21T09:59:43","modified_gmt":"2023-12-21T09:59:43","slug":"healthcare-in-the-philippines","status":"publish","type":"post","link":"https:\/\/nakedexpat.com\/staging\/fyi\/healthcare-in-the-philippines\/","title":{"rendered":"Facts About Healthcare In The Philippines Every Expat Must Know"},"content":{"rendered":"<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5, .wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5[data-kb-block=\"kb-adv-heading34186_10f616-e5\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5[data-kb-block=\"kb-adv-heading34186_10f616-e5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_10f616-e5[data-kb-block=\"kb-adv-heading34186_10f616-e5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_10f616-e5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_10f616-e5\">Healthcare in the Philippines is a tiered system<\/h2>\n\n\n\n<p>Healthcare in the Philippines operates as a tiered system, marked by significant disparities. Affluent residents and wealthy expatriates residing in urban centres have access to high-quality healthcare services, including private hospitals and foreign-trained medical professionals.<\/p>\n\n\n\n<p>In contrast, those in rural and economically disadvantaged areas often face limited access to adequate healthcare, experiencing healthcare issues and receiving considerably lower levels of medical care and treatment.<\/p>\n\n\n\n<p>If you are an expat with medical conditions, you will want to live in a major city for property medical care. Only NCR (National Capital Region- Metro Manila) meets the WHO minimum of 10 doctors per 10,000 residents.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"779\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions-1290x779.webp\" alt=\"Number Of Doctors In Philippine Regions\" class=\"wp-image-34187\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions-1290x779.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions-447x270.webp 447w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions-768x464.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions-1536x928.webp 1536w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Number-of-Doctors-in-Philippine-Regions.webp 1738w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1, .wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1[data-kb-block=\"kb-adv-heading34186_a8e56a-c1\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1[data-kb-block=\"kb-adv-heading34186_a8e56a-c1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_a8e56a-c1[data-kb-block=\"kb-adv-heading34186_a8e56a-c1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_a8e56a-c1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_a8e56a-c1\">The healthcare quality in the Philippines is considered to be of a high standard<\/h2>\n\n\n\n<p>Although the Philippines may not have a long-established reputation as a hub for medical expertise, it boasts a solid foundation in Western medicine thanks to its historical connections with the United States. Healthcare costs in the Philippines are generally lower than in Western countries, especially for elective procedures.<\/p>\n\n\n\n<p>The country is recognised as a promising medical tourism destination, currently holding the 24th position out of 46 countries on the 2020<a href=\"https:\/\/www.medicaltourism.com\/destinations\/philippines\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;<\/a><a href=\"https:\/\/www.trade.gov\/country-commercial-guides\/philippines-healthcare\" target=\"_blank\" rel=\"noreferrer noopener\">Medical Tourism Index<\/a>. The availability of English-speaking doctors and nursing staff and the competitive pricing of medical services contribute to this.<\/p>\n\n\n\n<p>According to<a href=\"https:\/\/www.numbeo.com\/health-care\/rankings_by_country.jsp\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;<\/a><a href=\"https:\/\/www.numbeo.com\/health-care\/rankings_by_country.jsp\" target=\"_blank\" rel=\"noreferrer noopener\">Numbeo\u2019s 2023 Mid-Year Global Healthcare Index<\/a>, the Philippines ranks at #40, while the US ranks slightly higher at #36. This index evaluates various aspects of a country\u2019s healthcare system, including waiting times, skill level, modern equipment, and cost.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"792\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippine-WHO-Healthcare-Index-1290x792.webp\" alt=\"Philippine Who Healthcare Index\" class=\"wp-image-34188\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippine-WHO-Healthcare-Index-1290x792.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippine-WHO-Healthcare-Index-440x270.webp 440w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippine-WHO-Healthcare-Index-768x472.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippine-WHO-Healthcare-Index.webp 1505w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c, .wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c[data-kb-block=\"kb-adv-heading34186_eec113-0c\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c[data-kb-block=\"kb-adv-heading34186_eec113-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_eec113-0c[data-kb-block=\"kb-adv-heading34186_eec113-0c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_eec113-0c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_eec113-0c\">The Philippines has a universal healthcare system<\/h2>\n\n\n\n<p>In 2019, new legislation reshaped the future of PhilHealth. Then President Rodrigo Duterte signed the Universal Healthcare Bill, also known as the \u201cUHB,\u201d into law. Public healthcare now extends to 100% of the country\u2019s citizens in the PhilHealth system. Previously, only those employed were covered, while informal workers and the unemployed had limited coverage.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>With the signing of the UHC Act (RA11223), all Filipinos are already automatically included under the<\/em> <em>National Health Insurance Program (NHIP) \u2013 making PhilHealth\u2019s coverage rate at 100%.<\/em><\/p>\n<cite>PhilHealth<\/cite><\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1, .wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1[data-kb-block=\"kb-adv-heading34186_9cfdb7-b1\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1[data-kb-block=\"kb-adv-heading34186_9cfdb7-b1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_9cfdb7-b1[data-kb-block=\"kb-adv-heading34186_9cfdb7-b1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_9cfdb7-b1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_9cfdb7-b1\">The Philippines has online 24\/7 Doctor Consultations available for $8 a year<\/h2>\n\n\n\n<p>Chasing convenience? Enter&nbsp;<a href=\"https:\/\/konsulta.md\/how-to\" target=\"_blank\" rel=\"noreferrer noopener\">online doctor consultations in the Philippines<\/a>, available 24\/7 for a mere&nbsp;<strong>$8 a year<\/strong>. Out of necessity, medical tech proliferated in response to the pandemic\u2019s need for remote healthcare.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1092\" height=\"642\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/KonsultaMD-Onlie-Doctor-Consultations-Philippines.webp\" alt=\"Konsultamd Onlie Doctor Consultations Philippines\" class=\"wp-image-34189\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/KonsultaMD-Onlie-Doctor-Consultations-Philippines.webp 1092w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/KonsultaMD-Onlie-Doctor-Consultations-Philippines-459x270.webp 459w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/KonsultaMD-Onlie-Doctor-Consultations-Philippines-768x452.webp 768w\" sizes=\"auto, (max-width: 1092px) 100vw, 1092px\" \/><\/figure>\n\n\n\n<p>Post-pandemic, remote health has been a godsend for those living away from the city or unable to make in-person visits. You get the same level of expert advice and prescriptions sans the waiting time or risk of infections from hospital visits.<\/p>\n\n\n\n<p>Data from recent medical studies show that 70% of patients using&nbsp;<a href=\"https:\/\/bmchealthservres.biomedcentral.com\/articles\/10.1186\/s12913-023-09127-x\" target=\"_blank\" rel=\"noreferrer noopener\">telemedicine in the Philippines<\/a>&nbsp;say the effectiveness is equal to or better than seeing a doctor face-to-face.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>[Telemedicine is] just so much more efficient and convenient, and I feel like the doctors are not in a rush to get to the next patient, and they really try to [serve] you better over telehealth as compared to face-to-face consultations.<\/em><\/p>\n<cite><a href=\"https:\/\/bmchealthservres.biomedcentral.com\/articles\/10.1186\/s12913-023-09127-x\" target=\"_blank\" rel=\"noreferrer noopener\">Filipina, 20\u201324 years old<\/a><em>)<\/em><\/cite><\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15, .wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15[data-kb-block=\"kb-adv-heading34186_9c7a37-15\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15[data-kb-block=\"kb-adv-heading34186_9c7a37-15\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_9c7a37-15[data-kb-block=\"kb-adv-heading34186_9c7a37-15\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_9c7a37-15 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_9c7a37-15\">A large percentage of Filipino doctors studied, trained, and work abroad<\/h2>\n\n\n\n<p>There\u2019s a strong chance you\u2019ve met a Filipino healthcare professional in your home country. A sizable percentage of the country\u2019s medical workforce studied and underwent their medical training abroad, primarily in the US, UK, and Canada.<\/p>\n\n\n\n<p>The Philippines is a well-known supplier of healthcare professionals worldwide. Filipino doctors and nurses are known for their exceptional skills, compassionate care, and strong work ethic. In fact, the<a target=\"_blank\" href=\"https:\/\/www.ilo.org\/wcmsp5\/groups\/public\/---asia\/---ro-bangkok\/---ilo-manila\/documents\/publication\/wcms_371657.pdf\" rel=\"noreferrer noopener\">&nbsp;International Labour Organization<\/a>&nbsp;has recognized the Philippines as one of the world\u2019s top sources of medical professionals.<\/p>\n\n\n\n<p>What does it mean for you? You can expect high-quality healthcare services from well-trained and experienced professionals at a fraction of the cost you would pay in most developed countries. Plus, with English being widely spoken in the Philippines, communication between patients and healthcare providers is usually not an issue.<\/p>\n\n\n\n<p>But there\u2019s a downside \u2013 the healthcare system is bearing the brunt of the resulting \u201cbrain drain.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Despite many different policy efforts to reduce the flow, in recent years still, an average of 13,000 nurses migrate very year<\/em><\/p>\n<cite><a href=\"https:\/\/www.rvo.nl\/sites\/default\/files\/2021\/06\/Healthcare-in-The-Philippines.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Netherlands Enterprise Agency<\/a><\/cite><\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6, .wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6[data-kb-block=\"kb-adv-heading34186_6e5e0f-f6\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6[data-kb-block=\"kb-adv-heading34186_6e5e0f-f6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_6e5e0f-f6[data-kb-block=\"kb-adv-heading34186_6e5e0f-f6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_6e5e0f-f6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_6e5e0f-f6\">Pharmacies in the Philippines can be your first stop for minor health issues<\/h2>\n\n\n\n<p>Known as \u201cdrugstores\u201d locally, they\u2019re widespread and can provide many over-the-counter and prescription medications. But keep in mind that not all pharmacies are created equal. Some have better product selections, while others may not carry certain medications.<\/p>\n\n\n\n<p>Look for reputable chains such as Mercury Drug and Watsons, or ask locals for their preferred pharmacy recommendations. Many pharmacies also have licensed pharmacists who can assist with minor health issues and provide over-the-counter medication.<\/p>\n\n\n\n<p>Additionally, it\u2019s worth noting that pharmacies in the Philippines usually have a separate section for generic medications, which are significantly cheaper than branded ones. Don\u2019t hesitate to ask the pharmacist if they have a generic alternative for your prescribed medication.<\/p>\n\n\n\n<p>However, keep on a look out for prices that are too good to be true. The Philippines proximity counterfeit drug manufacturers in China and India means that there is an issue with knockoff drugs.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>460 pharmaceutical crime incidents took place within Southeast Asia from 2013 to 2017 \u2026Out of these 460 incidents, 193 of which occurred in the Philippines, 110 in Thailand, 93 in Indonesia, and 49 in Vietnam.<\/em><\/p>\n<cite><a href=\"https:\/\/www.unodc.org\/unodc\/es\/data-and-analysis\/toc.html\" target=\"_blank\" rel=\"noreferrer noopener\">United Nations Office on Drugs and Crime (UNODC)<\/a><\/cite><\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13, .wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13[data-kb-block=\"kb-adv-heading34186_dac9d0-13\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13[data-kb-block=\"kb-adv-heading34186_dac9d0-13\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_dac9d0-13[data-kb-block=\"kb-adv-heading34186_dac9d0-13\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_dac9d0-13 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_dac9d0-13\">The price for private health insurance can be as low as $100<\/h2>\n\n\n\n<p>Let\u2019s talk numbers. My&nbsp;cost of private health insurance in the Philippines with $5,000,000 in coverage is \u20b161,000 per year.<\/p>\n\n\n\n<p>However, your&nbsp;cost depends on several factors: age, provider, coverage area, and coverage period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\" id=\"my-top-4-recommendations-for-expat-insurance-in-the-philippines\"><strong>My Top 4 Recommendations For Expat Insurance In The Philippines<\/strong><\/h2>\n\n\n\n<p class=\"has-small-font-size\">Cigna&nbsp;Global<br><strong>Ideal For-&nbsp;<\/strong>Older expats with health concerns or chronic conditions.<\/p>\n\n\n\n<p class=\"has-small-font-size\">IMG- International Medical Group<br><strong>Ideal For-&nbsp;<\/strong>Younger expats looking for affordable overseas coverage with optional benefits.<\/p>\n\n\n\n<p class=\"has-small-font-size\">William Russell International Health Insurance Plan<br><strong>Ideal For-&nbsp;<\/strong>Perfect for expats who need customised care and don\u2019t visit the United States<\/p>\n\n\n\n<p class=\"has-small-font-size\">Pacific Cross<br><strong>Ideal For-&nbsp;<\/strong>Most long term expats in the Philippines. As a local HMO they will settle bills directly with hospitals in the Philippines.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee, .wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee[data-kb-block=\"kb-adv-heading34186_5431db-ee\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee[data-kb-block=\"kb-adv-heading34186_5431db-ee\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_5431db-ee[data-kb-block=\"kb-adv-heading34186_5431db-ee\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_5431db-ee wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_5431db-ee\">US Veterans can get free healthcare at a VA Hospital in the Philippines<\/h2>\n\n\n\n<p>As an American veteran residing in the Philippines, you\u2019re in luck. The only VA hospital outside of the United States is in Manila, Philippines. As a perk of your honorable service, the VA covers qualified healthcare services to eligible service members at the VA Hospital in Manila. From in-patient hospital care to rehabilitation to mental health services, it\u2019s covered if the eligibility criteria are met.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>You can get free VA health care for any illness or injury that we determine is connected to your military service<\/strong><em>&nbsp;(called a \u201cservice-connected disability\u201d). You may also be eligible for more free VA health care based on factors like your disability rating, service history, or income.<\/em><\/p>\n<cite><strong><a href=\"https:\/\/www.va.gov\/health-care\/about-va-health-benefits\/cost-of-care\/\" target=\"_blank\" rel=\"noreferrer noopener\">Veterans Affairs<\/a><\/strong><\/cite><\/blockquote>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippines-Manila-Veterans-Admistration-Hospital-Exterior.webp\" alt=\"Philippines Manila Veterans Admistration Hospital Exterior\" class=\"wp-image-34190\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippines-Manila-Veterans-Admistration-Hospital-Exterior.webp 1200w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippines-Manila-Veterans-Admistration-Hospital-Exterior-405x270.webp 405w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Philippines-Manila-Veterans-Admistration-Hospital-Exterior-768x512.webp 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6, .wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6[data-kb-block=\"kb-adv-heading34186_42ae4b-c6\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6[data-kb-block=\"kb-adv-heading34186_42ae4b-c6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_42ae4b-c6[data-kb-block=\"kb-adv-heading34186_42ae4b-c6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_42ae4b-c6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_42ae4b-c6\">There are 3 types of medical insurance in the Philippines<\/h2>\n\n\n\n<p>Expats can avail of three main types of medical insurance coverage in the Philippines: PhilHealth, HMO (Health Maintenance Organization), and Health Insurance. Here\u2019s a quick look at these options to better understand what they offer and how they differ.<\/p>\n\n\n\n<p><strong>PhilHealth<\/strong>\u2013 PhilHealth is the primary health insurance program in the Philippines, providing coverage for both Filipinos and foreigners residing in the country. PhilHealth\u2019s primary purpose is financial assistance and coverage for necessary medical procedures. It\u2019s also the most affordable option, with monthly contributions starting at around Php 400 (approximately $7.50).<\/p>\n\n\n\n<p><strong>HMO<\/strong>\u2013 HMOs are private health insurance companies that provide exclusive healthcare coverage to their members. These services usually include inpatient and outpatient medical coverage, emergency care, laboratory procedures, and specialist consultations. Additionally, this insurance type gives you access to a wide network of doctors and healthcare providers nationwide.<\/p>\n\n\n\n<p>Private employers often provide HMOs as part of their benefits package to their employees in addition to their PhilHealth coverage. But, if your employer doesn\u2019t offer such benefits or you\u2019re a self-employed expat, you can still get an HMO membership individually.<\/p>\n\n\n\n<p>The coverage limit depends on the premium paid and the plan selected. The average annual premium is Php 20,000 (approximately $350 USD). Most HMOs in the Philippines are affiliated with private hospitals, making it an attractive option for those who prefer specialised treatment.<\/p>\n\n\n\n<p><strong>International Health Insurance<\/strong>\u2013 Health insurance may be the best choice for foreigners who prefer more comprehensive coverage. Unlike PhilHealth and HMOs, this option provides higher coverage limits and other benefits, like maternity care, mental health services, and cancer care. It also gives access to a wider network of hospitals, medical providers, and specialists worldwide.<\/p>\n\n\n\n<p>Premiums for health insurance are much higher than PhilHealth and HMOs, with costs varying depending on the coverage limit, deductibles, and type of plan selected.<\/p>\n\n\n\n<p>Expats in the Philippines commonly choose international insurance because it offers comprehensive benefits, excellent customer service, and flexibility, especially if they need to relocate or receive medical treatment in another country.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02, .wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02[data-kb-block=\"kb-adv-heading34186_a4ef47-02\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02[data-kb-block=\"kb-adv-heading34186_a4ef47-02\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_a4ef47-02[data-kb-block=\"kb-adv-heading34186_a4ef47-02\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_a4ef47-02 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_a4ef47-02\">Many pharmacies will need a prescription for most drugs<\/h2>\n\n\n\n<p>This isn\u2019t&nbsp;Colombia&nbsp;or Mexico, where you can walk in off the street and get access to nearly any drug you need without a doctor\u2019s note. In the Philippines, drug regulation is a serious business. Don\u2019t think about heading to a pharmacy for prescription drugs without a written script from a doctor.<\/p>\n\n\n\n<p>And remember, it should clearly specify the generic name of the drug, not just the brand. The authorities strictly observe these guidelines, ensuring pharmacies uphold the rules for safe and legal distribution.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99, .wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99[data-kb-block=\"kb-adv-heading34186_ba6593-99\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99[data-kb-block=\"kb-adv-heading34186_ba6593-99\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_ba6593-99[data-kb-block=\"kb-adv-heading34186_ba6593-99\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_ba6593-99 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_ba6593-99\">The Philippines\u2019s private health insurance system is more affordable for foreign expats<\/h2>\n\n\n\n<p>Getting additional coverage does come with a cost, but compared to American expats used to the sky-high medical costs in the US, it\u2019s quite laughably low. And the benefits go beyond just affordability.<\/p>\n\n\n\n<p>Private insurance lets you enjoy preferential treatment at modern private hospitals. That means shorter appointment waiting times, private rooms during hospital stays, and access to top-notch health standards. Plus, the doctors at these private facilities are bilingual and have excellent education, many of whom have graduated from prestigious medical schools or completed part of their training abroad.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20, .wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20[data-kb-block=\"kb-adv-heading34186_cd5d03-20\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20[data-kb-block=\"kb-adv-heading34186_cd5d03-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_cd5d03-20[data-kb-block=\"kb-adv-heading34186_cd5d03-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_cd5d03-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_cd5d03-20\">Don\u2019t Call 911 For Emergency Medical Services in the Philippines<\/h2>\n\n\n\n<p>There\u2019s a 911 line in the Philippines to call the national ambulance service. However, emergency services may not be available in all areas of the country, and sometimes no one answers the call.<\/p>\n\n\n\n<p>The lack of strict enforcement of the public emergency system results in inadequate first-aid treatment and delayed response times. Private ambulances, many of which are affiliated with private hospitals, offer faster response times, highly trained medical personnel, and advanced medical equipment.<\/p>\n\n\n\n<p>It is important for expats to have access to contact information for private ambulance services and their nearest hospital in case of emergencies.<\/p>\n\n\n\n<p class=\"has-text-align-center has-background has-medium-font-size\" style=\"background-color:#8dd2fc4f\">Another good number to know is for the Philippine Red Cross : <strong>143<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47, .wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47[data-kb-block=\"kb-adv-heading34186_7cdb90-47\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47[data-kb-block=\"kb-adv-heading34186_7cdb90-47\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_7cdb90-47[data-kb-block=\"kb-adv-heading34186_7cdb90-47\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_7cdb90-47 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_7cdb90-47\">Medicare is not accepted in the Philippines<\/h2>\n\n\n\n<p>Sorry, United States citizens. Time for a reality check: your&nbsp;Medicare won\u2019t cover healthcare services in the Philippines with very few exceptions. International travel and living abroad are usually not included in the scheme. Hence, consider purchasing private health insurance or enrolling in PhilHealth, the local insurance. Your health deserves the best! So plan accordingly to save yourself from any future financial and health hassles.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>Medicare usually doesn\u2019t cover health care while you\u2019re traveling outside the U.S.<\/em><br><em>The term \u201coutside the U.S.\u201d means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.<\/em><\/p>\n<cite><em>&nbsp;<\/em><a href=\"http:\/\/medicare.gov\/coverage\/travel-outside-the-u.s.\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Medicare.gov<\/strong><\/a><\/cite><\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45, .wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45[data-kb-block=\"kb-adv-heading34186_0c2a39-45\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45[data-kb-block=\"kb-adv-heading34186_0c2a39-45\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_0c2a39-45[data-kb-block=\"kb-adv-heading34186_0c2a39-45\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_0c2a39-45 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_0c2a39-45\">You may be detained in a private hospital for unpaid medical bills<\/h2>\n\n\n\n<p>While it is illegal for public hospitals to detain you for non-payment, private hospitals or even private rooms in public hospitals are a different story. You need to settle your hospital bills before private hospitals in the Philippines give the green light to leave.<\/p>\n\n\n\n<p>If you don\u2019t pay in full. Don\u2019t expect an easy exit; you might face detention at the hospital until your debt is cleared. So, manage your finances wisely or have a robust health insurance in place to avoid sticky situations.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5, .wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5[data-kb-block=\"kb-adv-heading34186_39434e-a5\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5[data-kb-block=\"kb-adv-heading34186_39434e-a5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_39434e-a5[data-kb-block=\"kb-adv-heading34186_39434e-a5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_39434e-a5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_39434e-a5\">Vision and dental coverage aren\u2019t covered in public health services<\/h2>\n\n\n\n<p>While the public healthcare system in the Philippines covers primary medical care, it doesn\u2019t provide coverage for vision and dental procedures.<\/p>\n\n\n\n<p>When considering private health insurance or HMO as an individual member, it\u2019s worth noting that vision coverage is typically not included. On the other hand, dental care is often offered as an optional add-on, which may come with an additional cost.<\/p>\n\n\n\n<p>However, some employers may provide vision and dental care as additional benefits for their foreign employees on expat compensation packages.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92, .wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92[data-kb-block=\"kb-adv-heading34186_c46b61-92\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92[data-kb-block=\"kb-adv-heading34186_c46b61-92\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_c46b61-92[data-kb-block=\"kb-adv-heading34186_c46b61-92\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_c46b61-92 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_c46b61-92\">Retired expats find it harder to get healthcare coverage<\/h2>\n\n\n\n<p>One challenge that older expats may face regarding healthcare coverage in the Philippines is age restrictions. While PhilHealth has no age limit, some HMOs and health insurance providers may have a cut-off age for enrollment. For example, the maximum enrollment age limit for HMOs is typically up to age 60 and renewable up to age 65.<\/p>\n\n\n\n<p>However, health insurance premiums significantly increase for older expats as they age or due to the higher risk of pre-existing conditions at an advanced age.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"126\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover-1290x126.webp\" alt=\"Max Age For Expat Health Cover\" class=\"wp-image-34191\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover-1290x126.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover-480x47.webp 480w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover-768x75.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover-1536x150.webp 1536w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Max-age-for-expat-health-cover.webp 1652w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73, .wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73[data-kb-block=\"kb-adv-heading34186_ca1114-73\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73[data-kb-block=\"kb-adv-heading34186_ca1114-73\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_ca1114-73[data-kb-block=\"kb-adv-heading34186_ca1114-73\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_ca1114-73 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_ca1114-73\">Five Hospitals in the Philippines meet best international standards for healthcare<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.jointcommissioninternational.org\/who-we-are\/accredited-organizations\/#sort=%40aoname%20ascending&amp;numberOfResults=25&amp;f:@aocountry=[Philippines]\" target=\"_blank\" rel=\"noreferrer noopener\">Joint Commission International<\/a>, a global organization that assesses healthcare quality and patient safety, has recognized and accredited five health care providers in the Philippines for their exceptional standards. These hospitals are among the best in the world, ensuring top-notch healthcare services for patients.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"305\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines-1290x305.webp\" alt=\"Top 5 Hospitals In The Philippines\" class=\"wp-image-34192\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines-1290x305.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines-480x113.webp 480w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines-768x182.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines-1536x363.webp 1536w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-5-Hospitals-in-the-Philippines.webp 1599w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11, .wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11[data-kb-block=\"kb-adv-heading34186_85b794-11\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11[data-kb-block=\"kb-adv-heading34186_85b794-11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_85b794-11[data-kb-block=\"kb-adv-heading34186_85b794-11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_85b794-11 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_85b794-11\">You can save money by asking if your doctor also has a public hospital contract<\/h2>\n\n\n\n<p>Looking to save money on a major treatment or surgery? Ask if your doctor also has a public hospital contract. Many doctors in the Philippines practice in both public and private hospitals. You could get the same quality surgeon in a public hospital for a fraction of the cost. It might not have the frills of a private setup, but the potential savings make it an option worth considering.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a, .wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a[data-kb-block=\"kb-adv-heading34186_b4efb8-7a\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a[data-kb-block=\"kb-adv-heading34186_b4efb8-7a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_b4efb8-7a[data-kb-block=\"kb-adv-heading34186_b4efb8-7a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_b4efb8-7a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_b4efb8-7a\">The healthcare system in the Philippines is somewhat draconian<\/h2>\n\n\n\n<p>While the Philippines is known for its high-quality and affordable healthcare systems, it is worth noting that it is still undergoing changes. The government has been implementing reforms to improve access to healthcare for all citizens, including expats. This is true with the passing of the Universal Health Bill in 2019.<\/p>\n\n\n\n<p>Not everything about the healthcare system is improving, however. Due to several factors, including the rising cost of delivering health care, poor infrastructure, and allegations of corruption in the government, the system has taken a hit in recent years. This was highlighted during the onset of COVID-19 when the<a target=\"_blank\" href=\"https:\/\/time.com\/5945616\/covid-philippines-pandemic-lockdown\/\" rel=\"noreferrer noopener\">&nbsp;<\/a><a target=\"_blank\" href=\"https:\/\/time.com\/5945616\/covid-philippines-pandemic-lockdown\/\" rel=\"noreferrer noopener\">Philippines had one of the longest lockdowns<\/a>&nbsp;in the world.<\/p>\n\n\n\n<p>The mismanagement of public hospitals, especially in rural areas, is also a significant concern. It\u2019s common for these hospitals to have inadequate facilities and medical supplies. Moreover, the public healthcare system in the Philippines faces several challenges, which include:<\/p>\n\n\n\n<p><strong>Limited resources &#8211;&nbsp;<\/strong>Limited medical staff, outdated medical facilities, inadequate medical supplies, and insufficient healthcare infrastructure, especially in remote communities.<\/p>\n\n\n\n<p><strong>Long Wait Times &#8211;&nbsp;<\/strong>While wait times are typical in larger hospitals, they\u2019re more prevalent in public hospitals due to the high service demand. The urgency of a patient\u2019s condition determines the duration of the wait, which can range from hours to days before receiving medical attention or undergoing procedures.<\/p>\n\n\n\n<p><strong>Poor Infrastructure &#8211;&nbsp;<\/strong>In certain rural areas, public healthcare facilities lack fundamental amenities like clean water, electricity, and proper sanitation. This exposes individuals to the risk of infection and disease transmission and hampers the provision of adequate medical services.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39, .wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39[data-kb-block=\"kb-adv-heading34186_994c19-39\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39[data-kb-block=\"kb-adv-heading34186_994c19-39\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_994c19-39[data-kb-block=\"kb-adv-heading34186_994c19-39\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_994c19-39 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_994c19-39\">Foreigners are eligible for public healthcare with a PhilHealth Policy<\/h2>\n\n\n\n<p>Eligible expatriates can enter the public healthcare system by purchasing PhilHealth coverage. PhilHealth insurance grants access to government-managed healthcare services, covering many standard treatments at an affordable rate. However, keep in mind that PhilHealth does not cover every procedure, and treatments in rural regions can be lacking.<\/p>\n\n\n\n<p>PhilHealth annual costs for expats is:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Foreign&nbsp;<a href=\"https:\/\/nakedexpat.com\/staging\/docs\/srrv\/\" data-type=\"post_knb\" data-id=\"29737\" target=\"_blank\" rel=\"noreferrer noopener\">Retirees with a SRRV Visa<\/a>\u2013 $300 \/ 15,000 PHP per year<\/li>\n\n\n\n<li>Foreign Nationals with an ACR-I-Card- $335 \/ 17,000 PHP per year<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b, .wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b[data-kb-block=\"kb-adv-heading34186_4274f8-0b\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b[data-kb-block=\"kb-adv-heading34186_4274f8-0b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_4274f8-0b[data-kb-block=\"kb-adv-heading34186_4274f8-0b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_4274f8-0b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_4274f8-0b\">Your home country medical insurance will not cover you in the Philippines<\/h2>\n\n\n\n<p>Keep in mind that your domestic medical insurance is unlikely to extend coverage to the Philippines. While&nbsp;travel insurance&nbsp;may offer limited emergency coverage, comprehensive coverage requires an international or local health insurance policy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center has-palette-color-4-color has-palette-color-1-background-color has-text-color has-background has-link-color has-medium-font-size wp-elements-bc1327269048c09cb4b5b70db29108ac\" id=\"will-my-home-country-health-insurance-cover-me\">Will My Home Country Health Insurance Cover Me?<\/h2>\n\n\n\n<p>Most likely no. Most health insurance will not cover you for any injuries sustained outside your home country. To get protection while living abroad, there are two options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Travel Health Insurance<\/strong>: This will cover you for unexpected medical issues while overseas. However, the coverage requires you to maintain insurance in the United States or your respective home country. I pay roughly $50 per month for complete coverage with no deductible.<\/li>\n\n\n\n<li><strong>Expat Medical Insurance<\/strong>: If you retire abroad, expat health insurance is a more complete option. Expat Medical Insurance is the \u201cnormal\u201d insurance you are familiar with from home. Coverage is built for people who live in a country versus traveling. While more expensive than Travel Medical Insurance, premiums are still cheaper than in the US.&nbsp;<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b, .wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b[data-kb-block=\"kb-adv-heading34186_5016a4-9b\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b[data-kb-block=\"kb-adv-heading34186_5016a4-9b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_5016a4-9b[data-kb-block=\"kb-adv-heading34186_5016a4-9b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_5016a4-9b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_5016a4-9b\">You may be asked for cash upfront before getting medical care in the Philippines<\/h2>\n\n\n\n<p>It\u2019s not uncommon in the Philippines to be asked for cash upfront before receiving medical care. If you find yourself in an accident and can\u2019t communicate, the hospital may delay treatment until you can get credit card pre-approval or a family member provides payment details.<\/p>\n\n\n\n<p>However, upfront payment is not a universal rule. Be prepared and inquire about the payment process when seeking medical care in the Philippines. Even if you are insured, prepare to pay out-of-pocket first before getting any reimbursement from your insurer. A tip: Have an emergency fund ready for such emergencies.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff, .wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff[data-kb-block=\"kb-adv-heading34186_c20ef5-ff\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff[data-kb-block=\"kb-adv-heading34186_c20ef5-ff\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_c20ef5-ff[data-kb-block=\"kb-adv-heading34186_c20ef5-ff\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_c20ef5-ff wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_c20ef5-ff\">You might need a friend or helper to stay at the hospital with you<\/h2>\n\n\n\n<p>When you find yourself in a Philippine hospital, it might seem unusual, but having a friend, family member, or helper stay with you at the hospital is \u201cnormal\u201d. Unlike a US hospital, nurses and hospital staff typically won\u2019t provide personal care.<\/p>\n\n\n\n<p>You will need a spouse or \u201chospital companion\u201d to assist with various tasks like obtaining prescriptions, purchasing personal supplies (toilet paper, toothpaste, etc.), or bringing you food.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11, .wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11[data-kb-block=\"kb-adv-heading34186_0e5ede-11\"]{font-weight:400;font-style:normal;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen-Sans,Ubuntu,Cantarell,\"Helvetica Neue\",sans-serif, \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\";}.wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11[data-kb-block=\"kb-adv-heading34186_0e5ede-11\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading34186_0e5ede-11[data-kb-block=\"kb-adv-heading34186_0e5ede-11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading34186_0e5ede-11 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading34186_0e5ede-11\">Dengue Fever and Malaria are health hazards<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"633\" src=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022-1290x633.webp\" alt=\"Top Philhealth Medical Cases 2022\" class=\"wp-image-34193\" srcset=\"https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022-1290x633.webp 1290w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022-480x236.webp 480w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022-768x377.webp 768w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022-1536x754.webp 1536w, https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Top-PhilHealth-Medical-Cases-2022.webp 1638w\" sizes=\"auto, (max-width: 1290px) 100vw, 1290px\" \/><figcaption class=\"wp-element-caption\">Top PhilHealth Medical Cases 2022<\/figcaption><\/figure>\n\n\n\n<p><span style=\"caret-color: rgb(12, 17, 21); color: rgb(12, 17, 21); font-family: Montserrat; font-size: 18px; white-space-collapse: collapse; background-color: rgb(255, 255, 255);\">Safeguard your health. Carry a mosquito net and topical repellents wherever you go. Wear protective clothing to minimise exposure when venturing outdoors.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\" id=\"summary-healthcare-system-in-the-philippines\" style=\"font-style:normal;font-weight:400\">Summary : Healthcare System in the Philippines<\/h2>\n\n\n\n<p>Healthcare in the Philippines will be just as good, if not better, than in other developing countries. It\u2019s relatively inexpensive, and the country boasts highly skilled medical professionals.<\/p>\n\n\n\n<p>However, the Philippine healthcare system is under strain from staffing shortages, infrastructure neglect, and lack of investment that need to be addressed. As an expat, conducting thorough research and planning for any potential healthcare needs during your stay in the Philippines is crucial.<\/p>\n\n\n\n<p>I recommend purchasing private expat health insurance with robust medical evacuation and repatriation coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-palette-color-10-color has-arielle-smile-gradient-background has-text-color has-background has-link-color has-large-font-size wp-elements-4b9f231cb07961d5e57daca833889e75\" id=\"faqs-philippine-health-care-system\" style=\"font-style:normal;font-weight:400\">FAQs: Philippine Health Care System<\/h2>\n\n\n<style>.kt-accordion-id34186_8bed74-9b .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:0px;}.kt-accordion-id34186_8bed74-9b .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--theme-palette-color-6, #f4f5f6);color:#555555;padding-top:10px;padding-right:14px;padding-bottom:10px;padding-left:14px;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:#555555;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:#555555;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--theme-palette-color-6, #f4f5f6);}.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b .kt-blocks-accordion-header:focus-visible{color:#444444;background:var(--theme-palette-color-5, #e8ebed);border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#444444;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:#444444;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--theme-palette-color-5, #e8ebed);}.kt-accordion-id34186_8bed74-9b .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--theme-palette-color-4, #1a1a1a);background:var(--theme-palette-color-1, #f8e60c);border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--theme-palette-color-4, #1a1a1a);}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--theme-palette-color-4, #1a1a1a);}.kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id34186_8bed74-9b:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--theme-palette-color-1, #f8e60c);}@media all and (max-width: 1024px){.kt-accordion-id34186_8bed74-9b .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id34186_8bed74-9b .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id34186_8bed74-9b .kt-accordion-inner-wrap{display:block;}.kt-accordion-id34186_8bed74-9b .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:0px;}.kt-accordion-id34186_8bed74-9b .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id34186_8bed74-9b .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id34186_8bed74-9b .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id34186_8bed74-9b > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id34186_8bed74-9b kt-accordion-has-5-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-left\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane34186_9b255d-02\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Can a non-Filipino get health insurance in the Philippines?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Yes! Expatriates living in the Philippines can obtain private insurance through a broker or directly approach private health insurance providers.<\/p>\n\n\n\n<p>Alternatively, you have the option to enroll in PhilHealth. However, it\u2019s important to note that PhilHealth only covers 20% to 30% of your medical bills, with additional costs charged for specialised procedures.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane34186_47762f-a2\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Can you use your US health insurance in the Philippines?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>The coverage for international care largely varies based on your insurance plan. While some health insurance plans in the US may provide coverage for international care, verifying with your provider before making any travel plans is advisable.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane34186_4b85bd-cc\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Will Medicare cover me in the Philippines?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Medicare does not cover medical expenses incurred outside of the United States. As such, obtaining international or expat health insurance is necessary if you plan to live in the Philippines as a Medicare recipient.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane34186_becf2a-03\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Can I bring my prescription medication from abroad?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Foreigners with<a target=\"_blank\" href=\"https:\/\/ph.usembassy.gov\/medical-assistance\/\" rel=\"noreferrer noopener\">&nbsp;<\/a><a target=\"_blank\" href=\"https:\/\/ph.usembassy.gov\/medical-assistance\/\" rel=\"noreferrer noopener\">pre-existing medical conditions<\/a>&nbsp;should carry a letter from their physician describing the condition and any prescribed medications, including the generic names of the drugs.<\/p>\n\n\n\n<p>It\u2019s also important to keep medications in their original containers and clearly labeled. To ensure compliance with local regulations, travelers should consult with the Philippine Embassy\/Consulate regarding the legality of any required medications in the Philippines.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane34186_df21fc-2e\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Does the Philippines require travel insurance?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Travel insurance&nbsp;is not required for entry into the Philippines. However, it\u2019s always wise to have travel insurance when traveling abroad, as it can provide coverage for medical emergencies and other unforeseen circumstances.<\/p>\n\n\n\n<p>Travel insurance can also offer protection against trip cancellations or delays, lost baggage, additional expenses you incur, and other travel-related mishaps.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Philippines is recognised as a promising medical tourism destination. However, limited healthcare is available in rural and poor areas.<\/p>\n","protected":false},"author":1,"featured_media":34489,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"#gspb_heading-id-gsbp-ff6d0e43-ea82{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-ff6d0e43-ea82>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-ff6d0e43-ea82 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-ff6d0e43-ea82 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-ff6d0e43-ea82 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-ff6d0e43-ea82{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-105aa2b8-1a78{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-105aa2b8-1a78,.gspb_heading_sep_gsbp-ff6d0e43-ea82{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-105aa2b8-1a78>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-105aa2b8-1a78 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-105aa2b8-1a78 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-105aa2b8-1a78 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-105aa2b8-1a78{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-51dd5e5a-e56f{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-51dd5e5a-e56f>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-51dd5e5a-e56f .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-51dd5e5a-e56f .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-51dd5e5a-e56f .gspb_heading_subtitle,#gspb_subheading-id-gsbp-51dd5e5a-e56f{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-c661e421-4356{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-51dd5e5a-e56f,.gspb_heading_sep_gsbp-c661e421-4356{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-c661e421-4356>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-c661e421-4356 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-c661e421-4356 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-c661e421-4356 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-c661e421-4356{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-a818462e-9ea0{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-a818462e-9ea0>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-a818462e-9ea0 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-a818462e-9ea0 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-a818462e-9ea0 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-a818462e-9ea0{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-b5448e9b-50ef{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-a818462e-9ea0,.gspb_heading_sep_gsbp-b5448e9b-50ef{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-b5448e9b-50ef>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-b5448e9b-50ef .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-b5448e9b-50ef .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-b5448e9b-50ef .gspb_heading_subtitle,#gspb_subheading-id-gsbp-b5448e9b-50ef{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-0e908da8-db96{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-0e908da8-db96>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-0e908da8-db96 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-0e908da8-db96 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-0e908da8-db96 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-0e908da8-db96{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-de7fe9e1-f3a7{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-0e908da8-db96,.gspb_heading_sep_gsbp-de7fe9e1-f3a7{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-de7fe9e1-f3a7>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-de7fe9e1-f3a7 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-de7fe9e1-f3a7 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-de7fe9e1-f3a7 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-de7fe9e1-f3a7{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-68978760-6fe2{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-68978760-6fe2>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-68978760-6fe2 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-68978760-6fe2 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-68978760-6fe2 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-68978760-6fe2{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-7e5b4153-8264{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-68978760-6fe2,.gspb_heading_sep_gsbp-7e5b4153-8264{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-7e5b4153-8264>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-7e5b4153-8264 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-7e5b4153-8264 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-7e5b4153-8264 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-7e5b4153-8264{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-00d23670-b5bc{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-00d23670-b5bc>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-00d23670-b5bc .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-00d23670-b5bc .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-00d23670-b5bc .gspb_heading_subtitle,#gspb_subheading-id-gsbp-00d23670-b5bc{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-1853e3ec-a882{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-00d23670-b5bc,.gspb_heading_sep_gsbp-1853e3ec-a882{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-1853e3ec-a882>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-1853e3ec-a882 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-1853e3ec-a882 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-1853e3ec-a882 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-1853e3ec-a882{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-7536812a-8e3e{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-7536812a-8e3e>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-7536812a-8e3e .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-7536812a-8e3e .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-7536812a-8e3e .gspb_heading_subtitle,#gspb_subheading-id-gsbp-7536812a-8e3e{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-b91edd8f-fee9{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-7536812a-8e3e,.gspb_heading_sep_gsbp-b91edd8f-fee9{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-b91edd8f-fee9>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-b91edd8f-fee9 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-b91edd8f-fee9 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-b91edd8f-fee9 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-b91edd8f-fee9{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-f7342f10-d7a3{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-f7342f10-d7a3>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-f7342f10-d7a3 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-f7342f10-d7a3 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-f7342f10-d7a3 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-f7342f10-d7a3{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-716d1b8e-cbe4{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-716d1b8e-cbe4,.gspb_heading_sep_gsbp-f7342f10-d7a3{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-716d1b8e-cbe4>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-716d1b8e-cbe4 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-716d1b8e-cbe4 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-716d1b8e-cbe4 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-716d1b8e-cbe4{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-e73504b2-65f3{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-e73504b2-65f3>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-e73504b2-65f3 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-e73504b2-65f3 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-e73504b2-65f3 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-e73504b2-65f3{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-98f7806a-9949{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-98f7806a-9949,.gspb_heading_sep_gsbp-e73504b2-65f3{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-98f7806a-9949>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-98f7806a-9949 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-98f7806a-9949 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-98f7806a-9949 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-98f7806a-9949{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-cc8308c0-bdd7{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-cc8308c0-bdd7>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-cc8308c0-bdd7 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-cc8308c0-bdd7 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-cc8308c0-bdd7 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-cc8308c0-bdd7{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-4c7efa08-deb3{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-4c7efa08-deb3,.gspb_heading_sep_gsbp-cc8308c0-bdd7{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-4c7efa08-deb3>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-4c7efa08-deb3 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-4c7efa08-deb3 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-4c7efa08-deb3 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-4c7efa08-deb3{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-cc2a4da8-86bc{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-cc2a4da8-86bc>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-cc2a4da8-86bc .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-cc2a4da8-86bc .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-cc2a4da8-86bc .gspb_heading_subtitle,#gspb_subheading-id-gsbp-cc2a4da8-86bc{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-b1a1c5cf-9643{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-b1a1c5cf-9643,.gspb_heading_sep_gsbp-cc2a4da8-86bc{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-b1a1c5cf-9643>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-b1a1c5cf-9643 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-b1a1c5cf-9643 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-b1a1c5cf-9643 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-b1a1c5cf-9643{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-32f010b3-4e09{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-32f010b3-4e09>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-32f010b3-4e09 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-32f010b3-4e09 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-32f010b3-4e09 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-32f010b3-4e09{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}#gspb_heading-id-gsbp-73255829-2b94{font-size:var(--wp--preset--font-size--medium)!important;margin-top:0;margin-bottom:0}.gspb_heading_sep_gsbp-32f010b3-4e09,.gspb_heading_sep_gsbp-73255829-2b94{display:flex;align-items:center;margin-bottom:40px}.gspb_heading_sep_gsbp-73255829-2b94>.gspb_heading_sep{width:40px}.gspb_heading_sep_gsbp-73255829-2b94 .gs-numhead__circle{border:3px solid #2184f9;border-radius:50%;box-sizing:content-box;display:inline-block;font-weight:700;text-align:center;overflow:hidden;color:#2184f9;width:calc(40px - 6px);min-width:calc(40px - 6px);height:calc(40px - 6px);line-height:calc(40px - 6px);font-size:24px}.gspb_heading_sep_gsbp-73255829-2b94 .gspb_heading_sep_before{margin-right:17px}#gspb_heading-id-gsbp-73255829-2b94 .gspb_heading_subtitle,#gspb_subheading-id-gsbp-73255829-2b94{display:block;font-size:17px;line-height:22px;font-weight:400!important;margin-top:2px}","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","slim_seo":{"title":"Healthcare in the Philippines","description":"The Philippines is recognised as a promising medical tourism destination. However, limited healthcare is available in rural and poor areas."},"footnotes":""},"categories":[364],"tags":[368],"class_list":["post-34186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fyi","tag-health"],"blocksy_meta":[],"taxonomy_info":{"category":[{"value":364,"label":"FYI"}],"post_tag":[{"value":368,"label":"Health"}]},"featured_image_src_large":["https:\/\/nakedexpat.com\/staging\/wp-content\/uploads\/2023\/12\/Healthcare-in-the-Philippines-1290x968.webp",1290,968,true],"author_info":{"display_name":"Andrew","author_link":"https:\/\/nakedexpat.com\/staging\/author\/admin\/"},"comment_info":0,"category_info":[{"term_id":364,"name":"FYI","slug":"fyi","term_group":0,"term_taxonomy_id":364,"taxonomy":"category","description":"Articles, Tips, Cautionary Tales and helpful guidance for becoming an expat, moving abroad and living in another country.","parent":0,"count":39,"filter":"raw","cat_ID":364,"category_count":39,"category_description":"Articles, Tips, Cautionary Tales and helpful guidance for becoming an expat, moving abroad and living in another country.","cat_name":"FYI","category_nicename":"fyi","category_parent":0}],"tag_info":[{"term_id":368,"name":"Health","slug":"health","term_group":0,"term_taxonomy_id":368,"taxonomy":"post_tag","description":"Articles and advice for staying healthy and protecting yourself and your family, as this is one of the major concerns for the majority of expats.","parent":0,"count":8,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/34186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/comments?post=34186"}],"version-history":[{"count":3,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/34186\/revisions"}],"predecessor-version":[{"id":34493,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/posts\/34186\/revisions\/34493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/media\/34489"}],"wp:attachment":[{"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/media?parent=34186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/categories?post=34186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nakedexpat.com\/staging\/wp-json\/wp\/v2\/tags?post=34186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}